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Which is better RBI Assistant or SBI Clerk?

Which is better RBI Assistant or SBI Clerk? : Every year lakhs of aspirants prepare for banking exams and most of them just wait for SBI and RBI exams as these two are one of the most reputed financial institutions in our country. State Bank of India is the largest public sector bank in our country whereas the Reserve Bank of India is the highest monetary authority in our country, also called the Banker of the Bank. Many candidates face difficulty when they have to choose between RBI Assistant and SBI Clerk, therefore in this article, we have made a detailed comparison to ease your dilemma.

Which is Better RBI Assistant or SBI Clerk?

You will always find some difference in the salary, career growth, job responsibilities, and work profile of RBI Assistant and SBI Clerk. So what are the key points which you should keep in mind when you have to choose between SBI Clerk and RBI Assistant? Both these financial institutions are equally good and provide wonderful career prospects therefore candidates must be very specific and goal-oriented to choose one between them.

Which is better RBI Assistant or SBI Clerk? |_3.1

RBI Assistant VS SBI Clerk: Important Highlights

In the table below we have given the overview of both exams.

Mode and Another type RBI Assistant SBI Clerk
Authority Reserve Bank of India State Bank of India
Exam Mode Computer Based Test Computer Based Test
Exam Stages Three:

Prelims Exam, Mains Exam, and Language Proficiency Test

Three:

Prelims Exam, Mains Exam, and Language Proficiency Test

Designation Assistant Junior Associate(Clerk)
Bond No No

RBI Assistant VS SBI Clerk: Prelims Exam Pattern

Before starting the preparation for any exam, Candidates should be aware of exam patterns. Both these exams have three sections which consist of 100 questions carrying 100 marks. 35 questions are asked in both quantitative aptitude and reasoning while 30 questions are asked in the English language. Candidates can check the complete exam pattern of prelims of both the exams given below

Basis Of Difference RBI Assistant SBI Clerk
Number of the section in prelims there There are three sections

Quant

English

Reasoning

There are three sections

Quant

English

Reasoning

Time for prelims 1 Hour 1 Hour
Negative Marking Yes Yes
Total Maximum Marks 100 Marks 100 Marks
Sectional Timing Yes( 20 minutes for each section) Yes( 20 minutes for each section)
Sectional cut off Yes No

RBI Assistant VS SBI Clerk: Mains Exam Pattern

The exam pattern of both these exams is quite similar, the only difference is the difficulty level of the exam. Candidates can get a brief about the main exam pattern from the table below.

Basis Of Difference RBI Assistant SBI Clerk
Number of the section in prelims  There are four sections

Quant

English

Reasoning

General Awareness and computer knowledge

There are four sections

Quant

English

reasoning

General Awareness and Computer Knowledge

Time for Mains 2 Hour 2 Hour
Negative Marking Yes Yes
Total Maximum Marks 200 Marks 200 Marks
Sectional Timing Yes Yes
Sectional cut off Yes No

RBI Assistant VS SBI Clerk: Salary And Other Benefits

Salary is one of the most important factors for most of us to choose any organization and it is also a driving force that pushes us to perform better. The salary of an RBI Assistant is more than an SBI Clerk. Both are clerical-level posts but Assistants in RBI have some extra benefits. Candidates can get a brief by going through the  info provided below

Salary And Other Perks RBI Assistant SBI Clerk
Salary An RBI Assistant will have a basic pay of 20,700 rupees

20700-1200(3 Increments)-24300

24300-1440(4 Increments)-30060

30060-1920(6 Increments)-41580

41580-2080(2 Increments)-45740

45740-2370(3 Increments)-52850

52850-2850-55700( After 20 years)

*Two advance increments admissible to graduates

A new joint will get a basic pay of 17900 rupees

17900-1000(3 Increments)-20900

20900-1230(3 Increments)-24590

24590-1490(4 Increments)-30550

30550-1730(7 Increments)-42600

42600-3270-45930

45930-1990-47920

*Two advance increments admissible to graduates

*Based on last year’s notification other other

Other allowances House rent allowance

Dearness allowance

Transport allowance

City Compensatory allowance

 

House rent allowance( HRA depends upon the place of posting of the employee)

Special allowance

Dearness allowance

Transport allowance

RBI Assistant Vs SBI Clerk: Job Profile

After having discussed the emoluments and other perks and benefits, Job profile, duties, and responsibilities should also be taken into consideration while choosing your career. Below is a detailed comparison between the job profile of the two.

RBI Assistant ( Job Profile) SBI Clerk (Job Profile)
  • Replying to queries over mail
  • Responsible for documentation
  • Ensuring financial stability
  • Have to do file work such as maintenance of ledger, collection of receipts, balance tally, etc.
  • Government treasury work
  • Have to do public dealing and solve the queries of customers
  • Have to work as Cashier
  • Functions as single-window operator: have to perform day-to-day banking functions like receiving deposits from customers, issuing cheque book and passbooks, opening of current and saving bank accounts, and cash transfers with the help of RTGS/NEFT.

 

RBI Assistant Vs SBI Clerk: Career Growth

During preparation, we came across some questions which create curiosity in our minds like what would be my career growth if I join this organization today, and what will be the promotion prospects? All these things push us in our preparation. so we have given a brief distinction between them below

RBI Assistant SBI Clerk
After 3 years of service including your probation period, you become eligible to give the exam for promotion. If you succeed in this promotional exam you will become a Grade A officer/Assistant Manager

RBI Assistant Grade B

RBI Grade C

RBI Grade D officer you

You become eligible for promotion after 3 years of service. You can also give JAIIB Exam for an increment in your salary

RBI Assistant Vs SBI Clerk: Difficulty Level Of Exam

The difficulty level of both these exams is quite similar but there will be fierce competition for RBI Assistant in comparison to SBI Clerk, as generally there are fewer vacancies in RBI when compared to SBI. Both the exams test the speed and time management of aspirants in the prelims exam whereas the mains exam will check your in-depth knowledge and grasping power. To clear both these exams you need good accuracy, speed, and time management skills.

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FAQs

Which is better RBI Assistant or SBI Clerk?

Candidates can figure this out by reading the complete article.