What to expect in Personal Interview? |

Dear Readers,

IBPS PO Interview and RRB Officer Scale-I interview will take place very soon, and this will be your final exam before you could secure your place in this banking recruitment. Yes, after this phase of Personal Interview, you could be among those who will secure their seat as Probationary Officer in IBPS and Scale-I Officer in RRB.

What to expect in Personal Interview? |_2.1

We’ve already given you some tips regarding PI, but today we will be discussing the real scenario of a personal interview. How questions can be framed? What can you expect in PI? Keep reading and you’ll get more familiar with PI.

On an average personal interview process for a person can around 10-12 mins. The more questions they’ll form, higher the possibility for you to get tangled in their web of questions, but with good self-confidence and composed self you can tackle this situation. You need to be aware, and vigilant so that you can get through this phase with flying colours.

Eye contact and greeting to the interviewers in interview panel are also very important. Your confidence is reflected from your tone of voice and eye contact along with the manner in which you are sitting. Small things make big differences in the interview process and everything is interlinked in this process when it comes to grades.

Every individual is different, and everyone’s way of giving answers is also different. You should find your individuality and by practicing you’ll refine your answers.

Let us here consider a Candidate Karthik Narayan Thakur, appearing for RRB Officer interview process. Karthik is from Madhubani, Bihar and has been preparing for bank exams for the past 2 years. The interview panel in most cases derive questions from one’s own answers.

Q. Let us start with the Introduction, Karthik tell us about yourself.

(Prepare a brief introduction about yourself, answer to this question may include you educational and family background, your qualifications, interests and, hobbies etc. Prepare an intro of 10-12 lines and, you can also include some important experiences of your life. There is a fine line between a good introduction and a not so good one. This is usually the most important question as it will frame how rest of the interview process will go.)

Q. What is the meaning of your name Karthik and Narayan?

Karthik is a month in the Hindu calendar which is in between the months of October and November. Karthik is also the name of one of Lord Shiva’s (Mahadev) sons. And Narayan is one of the names of Lord Vishnu. Both of these are Gods worshiped in Hindu faith.

Q. What are Badrinath and Kedarnath?
Badrinath and Kedarnath both are Hindu pilgrimage sites situated in Uttarakhand. In Badrinath, lord Vishnu is worshiped and Lord Shiva is worshiped in Kedarnath. These pilgrimage sites are among the ‘Uttarakhand’s Char Dham’.

Q. What do you know about Madhubani Painting?

Sir, Madhubani painting originated in a small village, known as Maithili, of the Bihar state of India. Mithila painting, as a domestic ritual activity, was unknown to the outside world until the massive Bihar earthquake of 1934.

Q. Where is Mithalanchal situated at?

Northern side of Bihar State.

Q. How many districts are there in Mithila?

Sir, there are 10-12 districts in Mithila (due to disputed nature of some districts.)

Q. Tell us about Pradhan Mantri Jan Dhan Yojna.

Pradhan Mantri Jan Dhan Yojna is a part of financial inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner. Account can be opened in any bank branch or Business Correspondent (Bank Mitr) outlet. PMJDY accounts are being opened with Zero balance.

Q. Tell us about your Family Background.
(To answer this question you should be prepared with a brief intro of your family background, this may include, your father, mother and siblings educational qualification and work stream. You can you can also include your upbringing and schooling background.)

Q. Where your father is working currently?
Sir, my father is working in the Indian Railways Department in Siliguri, West Bengal. And Siliguri is near Darjeeling which is a famous tourist destination and it is also famous for its tea gardens.

Q. Who is the present MP of Darjeeling?
S. S. Ahluwalia is MP of Darjeeling

Q. So, you said you have an elder brother, where does he work?

Sir, he works in Indian Overseas Bank as a Branch Manager

Q. Okay, Who is the present Railway Minister and he is from which constituency?

Suresh Prabhakar Prabhu is the present Railway Minister and he is from Rajapur constituency of Maharashtra state.

Q. How many states are there in upcoming Assembly Election?

Sir, there are 5 states in upcoming assembly elections, Uttar Pradesh, Uttarakhand, Goa, Punjab and, Manipur.

Q. Who is Governer of Uttar Pradesh and CM of Manipur?

Ram Naik is the Governer of U.P an Okram Ibobi Singh is the Chief Minister of Manipur.

Q. So you are from commerce background, are you well verse with the questions relate to banking and finance, will be you be able to answer confidently if we ask questions relate to schemes an finance?
Yes sir, sure, I will try my best to answer your questions.

Q. What is Voucher?
A voucher is an internal document describing and authorizing the payment of a liability to a supplier. It is most commonly used in a manual payment system.

Q. What do you understand by a balance sheet of a Bank?
A balance sheet is a financial statement that lists all the bank’s assets and liabilities.

These were some questions frame from the answer of the candidate himself. There are certain topics that you should be prepared with. Following topics are important in the current scenario.

De-monetisation: What do you feel are the impacts of demonetisation in India?
BHIM Application for mobile
What is Swabhimaan Yojana?
What is NOSTRO and VOSTRO account?
What are the Functions of RBI?
What is PLR and Bitcoin?
What is Pradhan Mantri Garib Kalyan Yojna
What is Priority sector lending (PSL)?
Monetary Policy and Fiscal Policy
What is your point of view on Rail Budget being merged with the general Budget?

It is very important for you to be humble in all your responses. Many good candidates are left out because probably they were too overconfident; you can use some keywords while answering ” Sir, as I am an aspirant, and from my humble point of view I would like to say…” In interview process candidate’s attitude matters a lot, and it will be beneficial if you practice with mock interviews and read interview experiences.