SIDBI Grade A, B Syllabus & Exam Pattern 2024 for Phase 1 & Phase 2 Exam

The SIDBI Grade A and B recruitment exams in 2024 have been announced, presenting an opportunity for candidates to join a prestigious institution focused on developing MSMEs in India. Candidates applying for various streams, such as General, Legal and IT, should prepare for a rigorous three-phase selection process covering domain-specific knowledge and skill assessments. Here is the detailed SIDBI Syllabus and Exam Pattern for the exam to help candidates structure their study approach effectively.

SIDBI Grade A, B Syllabus 2024

The Small Industries Development Bank of India (SIDBI) has released the indicative syllabus and exam pattern for Grade A and Grade B positions for the 2024 recruitment cycle. The SIDBI Recruitment 2024 exam pattern and syllabus are designed to meet the demand for a targeted preparation approach. To get selected as the Assistant Manager and Manager in SIDBI, candidates have to face three-stage selection process i.e. Phase I, Phase II & Interview. SIDBI has also announced the tentative dates for the examination, Phase 1 exam is scheduled for 22 December 2024, Phase II for 19 January 2025 & Interview for February 2025.

SIDBI Exam Pattern 2024

The SIDBI Exam Pattern 2024 is structured to rigorously assess candidates across two phases, for both Grade A (Assistant Manager) and Grade B (Manager) roles. Phase 1 is an objective-type online exam and Phase 2, more specialized, includes a mix of objective and descriptive papers, varying by stream. Each phase 1/4 (one-fourth) is the penalty for incorrect answers, ensuring careful accuracy, with qualifying scores required for progression to the interview round.

SIDBI Phase 1 Exam Pattern 2024

The Phase 1 exam for both Grade A and B officers will test candidates’ proficiency in domain-specific knowledge. This phase is essential for screening and involves topics highly relevant to the respective streams. The exam will primarily focus on technical and financial expertise, legal knowledge or IT proficiency based on the stream applied for.

SIDBI Phase 2 Exam Pattern 2024

The Phase 2 exam consists of two papers:

• Paper I: English Language, which tests writing skills through essay writing, precis, comprehension and business correspondence.
• Paper II: Domain-specific questions tailored to each stream.

Descriptive answers are to be typed using a keyboard.

SIDBI Phase 2 Exam Pattern 2024: General Stream (Grade A & B)

SIDBI Phase 2 Exam Pattern 2024: Legal Stream (Grade B)

SIDBI Phase 2 Exam Pattern 2024: IT Stream (Grade B)

SIDBI Grade A, B Syllabus

The SIDBI Grade A and B Syllabus are designed to cover essential banking and financial concepts, legal knowledge and IT skills depending on the stream. The General stream includes areas like MSME financing, credit assessment, NPA and recovery, NBFC financing, and risk assessment. Legal professionals in Grade B are expected to know various laws including the Contract Act, Transfer of Property Act, SARFAESI, IBC and RTI. The IT syllabus for Grade B involves technical topics such as programming, database management, networking, cybersecurity, and AI/ML. The syllabus ensures candidates are well-prepared with in-depth, specialized knowledge relevant to their roles, making them well-equipped for SIDBI’s operational needs. Here is the section-wise breakdown of the syllabus for each phase.

SIDBI Syllabus 2024 Phase 1

The SIDBI Phase 1 Exam for 2024 will consist of multiple sections, each designed to evaluate specific skill sets required for the position. The exam pattern is outlined below, along with the relevant syllabus for each section:

English Language (30 Questions, 30 Marks)

• Reading Comprehension
• Synonyms and Antonyms
• Vocabulary
• Sentence Completion and Correction
• Error Spotting
• Para Jumbles
• Cloze Test

Reasoning Ability (25 Questions, 25 Marks)

• Seating Arrangements and Puzzles
• Syllogisms
• Blood Relations
• Direction Sense
• Coding-Decoding
• Input-Output
• Logical Reasoning
• Analytical Reasoning
• Data Sufficiency

Quantitative Aptitude (25 Questions, 25 Marks)

• Data Interpretation
• Simplification and Approximation
• Percentages
• Profit and Loss
• Time and Work
• Time, Speed, and Distance
• Simple and Compound Interest
• Averages
• Probability
• Ratio and Proportion

Computer Knowledge (20 Questions, 20 Marks)

• Basics of Computers
• MS Office (Word, Excel, PowerPoint)
• Internet and Web Technologies
• Computer Hardware and Software
• Networking Concepts
• Security Tools and Cyber Threats

General Awareness (20 Questions, 20 Marks)

• Current Affairs (National & International)
• Banking and Financial Awareness
• Government Schemes and Policies
• Economic and Social Issues
• Business and Economy
• RBI and SIDBI-related updates
• Static GK related to India and the World

MSMEs (30 Questions, 30 Marks)

• Policy, Regulatory and Legal Framework
• Finance and Management for MSMEs
• MSME Financing (Due Diligence, KYC, Financial Ratios)
• NPA and Recovery, IRAC norms
• Credit Risk Assessment
• Terms related to MSME Loans, Term Loans, Working Capital, and
• Documentary Credit

Stream-Specific (50 Questions, 50 Marks)

The stream-specific section will have questions related to the specific role or department for which the candidate has applied (e.g., Legal, IT, etc.).

Legal Stream (Grade B)

General Knowledge of Law:

• Key statutes include Constitutional Law, Administrative Law, and Statutory Interpretation.
• Detailed focus on acts relevant to financial and property transactions, such as the Contract Act, 1872 and Transfer of Property Act, 1882.
• Specialized acts: SARFAESI Act, RTI Act, Limitation Act, Insolvency and Bankruptcy Code (IBC).

Legal Drafting and Recovery Laws:

• Drafting practices, familiarity with the Recovery of Debts and Bankruptcy (RDB) Act.
• Legal requirements for credit recovery, foreclosure, and dispute resolution.

IT Stream (Grade B)

Technical Skills:

• Programming languages: C, C++, Java and Python.
• Database Management, Networking and Security fundamentals.

Current IT Developments:

• Emerging fields like Artificial Intelligence (AI) and Machine Learning (ML), systems design and architecture.
• Knowledge of cyber security, data handling, and cloud infrastructure.

SIDBI Syllabus 2024 Phase 2

The SIDBI Grade A & B Syllabus is both objective and descriptive exam type. It examines the candidates’ knowledge of MSME or professional knowledge and also their English writing skills. Here is the section-wise detailed syllabus for the SIDBI Grade A & B for Phase 2.

Paper I: English Language

• Tests skills in essay writing, précis, comprehension, and office correspondence.
• Emphasis on clarity, coherence, and conciseness in professional communication.

Paper II: General Stream (Grade A & B): MSMEs, Policy, and Finance

• Policy and Regulatory Framework: Insights into policies affecting MSMEs, regulatory standards, and recent legislative changes.
• MSME Financing: Similar to Phase 1 but in greater depth, covering financial ratios, working capital assessments, and credit assessment.
• NPA and Recovery: Procedures under IRAC, the role of Asset Reconstruction Companies (ARCs) and managing NPAs in MSME financing.
• Banking and Investment Concepts: Covering investment banking, merchant banking, equity markets, Alternative Investment Funds (AIFs) and economic development schemes for MSMEs.

Paper II: Legal Stream (Grade B): Advanced Legal Knowledge

• Focus on core statutes: Contract Law, Property Act, Negotiable Instruments Act, and administrative statutes.
• Emphasis on the Bharatiya Nyaya Sanhita, Bharatiya Nagarik Suraksha Sanhita, Bharatiya Sakshya Adhiniyam.
• Specialized laws for SIDBI’s operational areas, including the RDB Act, SARFAESI Act, and Insolvency and Bankruptcy Code.
• Practical aspects of legal drafting and handling recovery cases within SIDBI’s framework.

Paper II: IT Stream (Grade B): Advanced IT and Data Management

• Programming in C, C++, Java, and Python, along with data structures, algorithms, and statistical computing.
• Systems design principles, cyber security, IoT, and mobile computing.
• Databases and big data analytics: Advanced SQL, RDBMS, data visualization, and warehousing.
• AI and ML fundamentals, focusing on natural language processing and data security practices.
• Emphasis on recent IT advancements that are applicable within the banking and MSME sectors.