Table of Contents
The SBI PO Salary 2025 is highly appealing, offering a competitive pay scale along with various perks and benefits, making it a desirable career option in the banking sector. The revised salary structure ensures an attractive basic pay, supplemented by allowances and performance incentives. Besides financial stability, SBI POs enjoy additional benefits such as medical coverage, loan facilities, and excellent career advancement prospects. For a comprehensive overview of the SBI PO salary structure, job responsibilities, and associated perks, refer to this detailed guide.
SBI PO Salary 2025
State Bank of India has recently revised the SBI PO salary structure under the 12th Bipartite Agreement. After this update, the basic pay has been increased to Rs 48,480, thereby increasing the total salary package. With this revision, the annual CTC of SBI PO can now reach up to Rs 18.67 lakh, making it one of the most rewarding roles in the banking sector. This article provides detailed information about the updated SBI PO salary structure, including key aspects such as perks, allowances, job responsibilities, and career growth opportunities.
SBI PO Salary Overview
The SBI PO Salary 2025 is determined based on the bipartite agreement between banks and their employees. The salary structure for SBI Probationary Officers undergoes regular revisions to ensure competitive pay.
SBI PO Salary 2025 | |
Organization | State Bank Of India |
Exam Name | SBI PO 2025 |
Post | Probationary Officer |
Category | Salary |
SBI PO Basic Pay (initial) | Rs. 56480/- (including 4 annual increments) |
SBI PO Net Salary | Rs. 82,000 (approx.) |
SBI PO Admit Card 2025 | 28th February 2025 |
Official website | @www.sbi.co.in |
Official WhatsApp Channel | Join WhatsApp Channel |
Official Telegram Channel | Join Telegram Channel |
SBI PO Salary Structure 2025
SBI PO Salary 2025 offers an impressive salary structure, making it an attractive career option in the banking sector. As per the revised salary, the starting basic pay starts from ₹48,480 in the pay scale of ₹48,480-2000/7- 62,480-2340/2- 67,160-2680/7-85,920. Along with this, employees get various allowances like dearness allowance, HRA and special allowance. After deductions, the net salary is around ₹84,965.
SBI PO Salary Structure 2025 |
|
Component | Amount |
Initial Basic Pay (including 4 annual increments) | 56480.00 |
Dearness Allowance @ 19.83% (Revised Nov. 2024) | 14336.53 |
HRA (House Rent Allowance) | 5648.00 |
City Compensatory Allowance | 2300.00 |
Learning Allowance | 850.00 |
Special Allowance | 14967.20 |
Gross Salary | ₹ 94581.73 |
Deductions | 9617.00 |
Net Salary | ₹ 84964.73 |
SBI PO Exam Analysis 2025, 16 March Shift 1
SBI PO Salary 2025 Deductions
SBI POs receive various perks with the deductions they can claim while filling out their ITR and figuring out their tax obligations. All of the allowable deductions from the SBI PO salary structure 2025 are listed in the table below.
SBI PO Salary Deductions 2025 |
|
Deduction | Amount |
Employee PF Contribution | 5,648.00 |
Professional Tax | 200.00 |
Income Tax Deducted During Month | 3,769.00 |
Total Deduction | 9,617.00 |
SBI PO Salary Slip 2025
Through the SBI PO Salary Slip, candidates get to know the authentic details such as the basic pay, amount for the various allowances, deductions, etc. Here, we have provided the SBI PO Salary Slip of a Probationary Officer who joined the organization on 01 July 2024.
SBI PO In-Hand Salary
The in-hand salary for SBI PO 2025 employees typically falls between Rs. 80,000 to Rs. 85,000 per month, varying based on the location of the posting. Although this salary structure is not governed by the 7th Pay Commission, it is determined through bipartite settlements. Despite this, the appealing in-hand salary continues to make the SBI PO role highly desirable among banking aspirants.
SBI PO Salary Increment 2025
The SBI PO Salary 2025 is designed with a structured increment system that ensures consistent financial growth over time. The salary progression is based on the employee’s years of service, ensuring both short-term and long-term increments. The detailed salary structure, including initial pay, annual increments, and milestones over the years, is outlined below:
Period of Service
|
Increment Amount | Basic Salary |
Initial Salary | – | Rs. 48,480/- |
After 1st Year | Rs. 2,000/- | Rs. 50,480/- |
After 2nd Year | Rs. 2,000/- | Rs. 52,480/- |
After 7 Years | Rs. 2,000/- | Rs. 62,480/- |
After 9 Years | Rs. 2,340/- | Rs. 67,160/- |
After 16 Years | Rs. 2,680/- | Rs. 85,980/- |
SBI PO Salary After 7 years
Every year SBI PO employees’ basic pay shall be increased, the basic pay after 7 years shall be Rs. 62,480/-, as per the increments shown in the table below
SBI PO Salary after 7 years | ||
Years | Basic Pay | Increment |
After 2nd year | ₹52,480/-* | ₹2,000/- |
After 3rd year | ₹54,480/-* | ₹2,000/- |
After 4th year | ₹56,480/-* | ₹2,000/- |
After 5th year | ₹58,480/- | ₹2,000/- |
After 6th year | ₹60,480/- | ₹2,000/- |
After 7th year | ₹62,480/- | ₹2,000/- |
SBI PO Training Period Salary
The SBI PO training period salary is quite attractive for selected candidates. During the training period, candidates will receive a starting basic pay of ₹48,480/- along with four advance increments under the pay scale of ₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920 applicable to Junior Management Grade Scale-I. In addition to the basic pay, employees will also be entitled to Dearness Allowance (DA), House Rent Allowance (HRA) or Lease Rental, City Compensatory Allowance (CCA), Medical benefits, and various other allowances as per the prevailing guidelines. This competitive package makes the SBI PO role a lucrative career choice.
SBI PO Perks & Benefits
The SBI PO Salary 2025 includes many allowances in addition to the base pay that goes toward an employee’s overall take-home pay. According to the notification received upon joining, the PO will be qualified for various benefits and privileges as per the regulations that are periodically in effect, including DA, HRA, CCA, PF, Contributed Pension Fund (NPS, LFC, Medical Facility, Lease Rental Facility, etc.). The following is a list of some of the typical benefits that an SBI probationary officer is eligible to receive:
- Dearness Allowance, which amounts to 15.97% of the Basic Pay
- City Compensatory Allowance, ranging from 3% to 4% depending on the employee’s location
- House Rent Allowance, ranging from 7% to 9% depending on the place of posting
- Medical Insurance, with 100% coverage for the employee and 75% coverage for the dependent family
- Travelling Allowance, which reimburses the employee for AC 2-tier fare during official travels
- Additional allowances like Newspaper Allowance, Entertainment Allowance, and Books Allowance, vary based on the place of posting.
- Cashless treatment in selected medical facilities around the country
- Concessionary interest rates for House Loan, Car Loans, and Personal Loan
- New pension scheme contribution
- Leave Travel Concessions (LTC).
Here are the details on allowances in amounts and percentages as per the structure for SBI PO Salary:
SBI PO Salary Allowances | |
Allowance | Amount |
Dearness Allowance | 19.83% of the Basic Pay |
City Compensatory Allowance | 3% – 4% depending on location |
House Rent Allowance | 8% – 10% depending on Place of Posting |
Medical Insurance | 100% covered for employees | 75% covered for dependent family |
Travelling Allowance | AC 2-tier fare is reimbursed to the employee for official travels |
Petrol Allowance | Rs. 1,100 – 1,250 |
Newspaper Allowance, Entertainment Allowance, Books Allowance, etc. | Varies based on Cadre |
SBI PO Job Profile & Promotion
An SBI probationary officer’s daily duties include the following:
- Supervision of administrative tasks, loan processing, setting bank accounts, and customer service, among other things.
- Promoting Novel Plans
- Bringing in New Clients for the Bank
- Anything else the bank may from time to time assign.
- Instruction is provided on-site, like at SBI training facilities.
SBI PO Promotion Hierarchy
The SBI offers a well-defined promotion hierarchy for the Probationary Officers The promotion hierarchy for the SBI POs typically follows a structured path, allowing employees to progress based on their performance, experience & merit. The SBI PO Promotion Hierarchy is mentioned below.
- Assistant Manager
- Deputy Manager
- Manager
- Senior Manager
- Chief Manager
- Assistant General Manager (AGM)
- Deputy General Manager (DGM)
- General Manager (GM)
- Chief General Manager
- Deputy Managing Director
- Managing Director
- Chairman
SBI PO Salary 2025 Annual Package
The SBI Salary Annual Package is structured to provide attractive benefits to its employees. The annual package includes various components like basic pay, allowances, and perks, which collectively contribute to the overall remuneration. To calculate the SBI Salary Annual Package, the sum of Basic Pay, Dearness Allowances, HRA, City Compensatory Allowances, and other benefits is considered. The total annual package may vary depending on various factors such as location (City X, Y & Z), experience, etc. The minimum Gross compensation is expected to be approximately Rs. 9.50 lakhs per annum, while the maximum gross compensation shall be around Rs. 11 lakhs per annum.