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SBI PO Salary 2025, Revised Salary Structure, Job Profile, Perks And Benefits

The SBI PO Salary 2025 is highly appealing, offering a competitive pay scale along with various perks and benefits, making it a desirable career option in the banking sector. The revised salary structure ensures an attractive basic pay, supplemented by allowances and performance incentives. Besides financial stability, SBI POs enjoy additional benefits such as medical coverage, loan facilities, and excellent career advancement prospects. For a comprehensive overview of the SBI PO salary structure, job responsibilities, and associated perks, refer to this detailed guide.

SBI PO Salary 2025

State Bank of India has recently revised the SBI PO salary structure under the 12th Bipartite Agreement. After this update, the basic pay has been increased to Rs 48,480, thereby increasing the total salary package. With this revision, the annual CTC of SBI PO can now reach up to Rs 18.67 lakh, making it one of the most rewarding roles in the banking sector. This article provides detailed information about the updated SBI PO salary structure, including key aspects such as perks, allowances, job responsibilities, and career growth opportunities.

SBI PO Salary Overview

The SBI PO Salary 2025 is determined based on the bipartite agreement between banks and their employees. The salary structure for SBI Probationary Officers undergoes regular revisions to ensure competitive pay.

SBI PO Salary 2025
Organization State Bank Of India
Exam Name SBI PO 2025
Post Probationary Officer
Category Salary
SBI PO Basic Pay (initial) Rs. 56480/- (including 4 annual increments)
SBI PO Net Salary Rs. 82,000 (approx.)
SBI PO Admit Card 2025 28th February 2025
Official website @www.sbi.co.in
Official WhatsApp Channel Join WhatsApp Channel
Official Telegram Channel Join Telegram Channel

SBI PO Salary Structure 2025

SBI PO Salary 2025 offers an impressive salary structure, making it an attractive career option in the banking sector. As per the revised salary, the starting basic pay starts from ₹48,480 in the pay scale of ₹48,480-2000/7- 62,480-2340/2- 67,160-2680/7-85,920. Along with this, employees get various allowances like dearness allowance, HRA and special allowance. After deductions, the net salary is around ₹84,965.

SBI PO Salary Structure 2025
Component Amount
Initial Basic Pay (including 4 annual increments) 56480.00
Dearness Allowance @ 19.83% (Revised Nov. 2024) 14336.53
HRA (House Rent Allowance) 5648.00
City Compensatory Allowance 2300.00
Learning Allowance 850.00
Special Allowance 14967.20
Gross Salary ₹ 94581.73
Deductions 9617.00
Net Salary ₹ 84964.73

SBI PO Exam Analysis 2025, 16 March Shift 1

SBI PO Salary 2025 Deductions

SBI POs receive various perks with the deductions they can claim while filling out their ITR and figuring out their tax obligations. All of the allowable deductions from the SBI PO salary structure 2025 are listed in the table below.

SBI PO Salary Deductions 2025
Deduction Amount
Employee PF Contribution 5,648.00
Professional Tax 200.00
Income Tax Deducted During Month 3,769.00
Total Deduction 9,617.00

 

SBI PO Salary Slip 2025

Through the SBI PO Salary Slip, candidates get to know the authentic details such as the basic pay, amount for the various allowances, deductions, etc. Here, we have provided the SBI PO Salary Slip of a Probationary Officer who joined the organization on 01 July 2024.

SBI PO Salary 2025, Revised Salary Structure, Job Profile, Perks & Benefits_3.1

SBI PO In-Hand Salary

The in-hand salary for SBI PO 2025 employees typically falls between Rs. 80,000 to Rs. 85,000 per month, varying based on the location of the posting. Although this salary structure is not governed by the 7th Pay Commission, it is determined through bipartite settlements. Despite this, the appealing in-hand salary continues to make the SBI PO role highly desirable among banking aspirants.

SBI PO Salary Increment 2025

The SBI PO Salary 2025 is designed with a structured increment system that ensures consistent financial growth over time. The salary progression is based on the employee’s years of service, ensuring both short-term and long-term increments. The detailed salary structure, including initial pay, annual increments, and milestones over the years, is outlined below:

Period of Service
Increment Amount Basic Salary
Initial Salary Rs. 48,480/-
After 1st Year Rs. 2,000/- Rs. 50,480/-
After 2nd Year Rs. 2,000/- Rs. 52,480/-
After 7 Years Rs. 2,000/- Rs. 62,480/-
After 9 Years Rs. 2,340/- Rs. 67,160/-
After 16 Years Rs. 2,680/- Rs. 85,980/-

SBI PO Salary After 7 years

Every year SBI PO employees’ basic pay shall be increased, the basic pay after 7 years shall be Rs. 62,480/-, as per the increments shown in the table below

SBI PO Salary after 7 years
Years Basic Pay Increment
After 2nd year ₹52,480/-* ₹2,000/-
After 3rd year ₹54,480/-* ₹2,000/-
After 4th year ₹56,480/-* ₹2,000/-
After 5th year ₹58,480/- ₹2,000/-
After 6th year ₹60,480/- ₹2,000/-
After 7th year ₹62,480/- ₹2,000/-

SBI PO Training Period Salary

The SBI PO training period salary is quite attractive for selected candidates. During the training period, candidates will receive a starting basic pay of ₹48,480/- along with four advance increments under the pay scale of ₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920 applicable to Junior Management Grade Scale-I. In addition to the basic pay, employees will also be entitled to Dearness Allowance (DA), House Rent Allowance (HRA) or Lease Rental, City Compensatory Allowance (CCA), Medical benefits, and various other allowances as per the prevailing guidelines. This competitive package makes the SBI PO role a lucrative career choice.

SBI PO Perks & Benefits

The SBI PO Salary 2025 includes many allowances in addition to the base pay that goes toward an employee’s overall take-home pay. According to the notification received upon joining, the PO will be qualified for various benefits and privileges as per the regulations that are periodically in effect, including DA, HRA, CCA, PF, Contributed Pension Fund (NPS, LFC, Medical Facility, Lease Rental Facility, etc.). The following is a list of some of the typical benefits that an SBI probationary officer is eligible to receive:

  • Dearness Allowance, which amounts to 15.97% of the Basic Pay
  • City Compensatory Allowance, ranging from 3% to 4% depending on the employee’s location
  • House Rent Allowance, ranging from 7% to 9% depending on the place of posting
  • Medical Insurance, with 100% coverage for the employee and 75% coverage for the dependent family
  • Travelling Allowance, which reimburses the employee for AC 2-tier fare during official travels
  • Additional allowances like Newspaper Allowance, Entertainment Allowance, and Books Allowance, vary based on the place of posting.
  • Cashless treatment in selected medical facilities around the country
  • Concessionary interest rates for House Loan, Car Loans, and Personal Loan
  • New pension scheme contribution
  • Leave Travel Concessions (LTC).

Here are the details on allowances in amounts and percentages as per the structure for SBI PO Salary:

SBI PO Salary Allowances
Allowance Amount
Dearness Allowance 19.83% of the Basic Pay
City Compensatory Allowance 3% – 4% depending on location
House Rent Allowance 8% – 10% depending on Place of Posting
Medical Insurance 100% covered for employees | 75% covered for dependent family
Travelling Allowance AC 2-tier fare is reimbursed to the employee for official travels
Petrol Allowance Rs. 1,100 – 1,250
Newspaper Allowance, Entertainment Allowance, Books Allowance, etc. Varies based on Cadre

SBI PO Salary 2025, Revised Salary Structure, Job Profile, Perks & Benefits_4.1

SBI PO Job Profile & Promotion

An SBI probationary officer’s daily duties include the following:

  • Supervision of administrative tasks, loan processing, setting bank accounts, and customer service, among other things.
  • Promoting Novel Plans
  • Bringing in New Clients for the Bank
  • Anything else the bank may from time to time assign.
  • Instruction is provided on-site, like at SBI training facilities.

SBI PO Promotion Hierarchy

The SBI offers a well-defined promotion hierarchy for the Probationary Officers The promotion hierarchy for the SBI POs typically follows a structured path, allowing employees to progress based on their performance, experience & merit. The SBI PO Promotion Hierarchy is mentioned below.

  • Assistant Manager
  • Deputy Manager
  • Manager
  • Senior Manager
  • Chief Manager
  • Assistant General Manager (AGM)
  • Deputy General Manager (DGM)
  • General Manager (GM)
  • Chief General Manager
  • Deputy Managing Director
  • Managing Director
  • Chairman

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SBI PO Salary 2025 Annual Package

The SBI Salary Annual Package is structured to provide attractive benefits to its employees. The annual package includes various components like basic pay, allowances, and perks, which collectively contribute to the overall remuneration. To calculate the SBI Salary Annual Package, the sum of Basic Pay, Dearness Allowances, HRA, City Compensatory Allowances, and other benefits is considered. The total annual package may vary depending on various factors such as location (City X, Y & Z), experience, etc. The minimum Gross compensation is expected to be approximately Rs. 9.50 lakhs per annum, while the maximum gross compensation shall be around Rs. 11 lakhs per annum.

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FAQs

What is the basic salary of SBI PO?

The basic pay for SBI PO 2025 is Rs. 56480 (including 2 annual increments), Check the above article for complete details.

What are the allowances included in the SBI PO Salary 2025?

The allowances and perks included in the SBI PO Salary 2025 are Medical Insurance, Travelling Allowance, Furniture Allowance, Petrol and other allowances.

What is the promotion hierarchy of SBI PO?

The promotion hierarchy of SBI PO is as follows: Assistant Manager, Deputy Manager, Manager, Chief Manager, Assistant General Manager, Deputy General Manager, General Manager, Chief General Manager, Deputy Managing Director, Managing Director, Chairman.

What is the Job Profile of SBI PO?

An SBI PO's job involves managing branch operations, handling customer inquiries, approving loans, and ensuring smooth daily banking activities. They also help with financial advice, oversee staff, and work towards meeting branch goals.

What is the In hand SBI PO Salary 2025?

The In-Hand SBI PO Salary 2025 is Rs. 82,000 (approximately).

What is the pay scale for SBI PO Salary?

The pay scale for SBI PO Salary is Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920.

What is the salary of PO after 10 years?

After 10 years, an SBI Probationary Officer’s basic salary is expected to be ₹69,840. With allowances added, the total monthly in-hand salary is estimated to be in lakhs.

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