SBI Clerk Salary 2025, Rs. 46,000 Monthly Salary as SBI Clerk

SBI Clerk Salary 2025 offers an attractive monthly package, which starts from around ₹46,000. This amount includes the basic salary as well as allowances like dearness allowance (DA), house rent allowance (HRA) and other benefits. Apart from financial security, employees get perks like medical coverage and leave benefits. Moreover, there is no upper age limit in the SBI Clerk exam 2025, which makes it a great opportunity for candidates aspiring for a stable and rewarding career in the banking sector.

SBI Clerk Salary Structure 2025

The in-hand salary of an SBI Clerk refers to the amount received after deductions such as Union/Associate Membership fees and contributions to the National Pension System (NPS). This take-home pay varies depending on individual deductions, applicable allowances, and the candidate’s posting location. A detailed breakdown of the SBI Clerk 2025 salary, including all components of the total compensation, is presented in the table below. Furthermore, candidates preparing for the position should note that the SBI Clerk Prelims Exam 2025 is scheduled for 22, 27, and 28 February, as well as 1 March 2025.

Also Read, SBI Clerk Exam Date 2025

SBI Clerk In Hand Salary

SBI Clerk’s In-Hand Salary will be approximately Rs. 46,000/- per month inclusive of DA and other allowances at the current rate and two additional increments in metropolitan cities like Mumbai. The pay scale for SBI Clerk 2025 Salary is Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480 (20 Years).

The in-hand salary of an SBI Clerk in 2025 will be around ₹46,000 per month, including Dearness Allowance (DA) and other allowances at the current rate. In metropolitan cities like Mumbai, employees will receive two additional increments. The SBI Clerk 2025 salary follows the pay scale structure: ₹24,050-1340/3-₹28,070-1650/3-₹33,020-2000/4-₹41,020-2340/7-₹57,400-4400/1-₹61,800-2680/1-₹64,480 over a span of 20 years.

Also Read, SBI Clerk Admit Card 2025

SBI Clerk Salary Deductions 2025

SBI deducts certain amounts from the Gross Pay of its employees, including contributions for Union/Associate Membership and the National Pension System (NPS). These deductions are primarily statutory and play a role in income tax calculations. Candidates can refer to the list of deductions provided below.

SBI Clerk Prelims Exam Analysis 2025, 22nd February 2025 Shift 1
SBI Clerk Exam Analysis 2025, 22nd February 2025 Shift 2
SBI Clerk Exam Analysis 2025, 22nd February 2025 Shift 3
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SBI Clerk Salary Slip 2025

The SBI Clerk salary slip for 2025 details the various components of an employee’s earnings and deductions. It includes basic pay along with allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and Special Allowance. These allowances vary based on factors like location and inflation, ensuring alignment with the cost of living. Additionally, deductions for contributions like Union/Associate Membership, NPS, and income tax are applied to the gross salary. After these deductions, the net salary is credited to the employee’s account. The latest salary slip is provided below.

Also Check, SBI Clerk Expected Cut Off 2025

SBI Clerk Salary Increments 2025

SBI employees receive annual increments based on the bank’s prescribed pay scale. It is important for candidates to note that the salary structure for SBI Clerk positions undergoes periodic revisions. These updates are designed to maintain competitive compensation, keeping pace with market standards and internal policies.

SBI Clerk Salary After 5 Years

After completing five years of service as an SBI Clerk, employees experience a significant salary hike. The initial basic pay starts at ₹24,050, with an annual increment of ₹1,340 for the first three years, reaching ₹28,070 by the end of the third year. Over the next three years, the increment increases to ₹1,650 per year, bringing the salary to ₹33,020 by the end of the sixth year. By the fifth year, the salary rises to ₹31,370, highlighting steady growth and ensuring competitive compensation throughout the employee’s tenure.

SBI Clerk Training Period Salary 2025

In 2025, during the training period, an SBI Clerk will receive a salary of ₹26,730, which includes a basic pay of ₹24,050 along with two extra increments for graduates. This salary will be provided throughout the training phase, lasting until the completion of the six-month probation period. If necessary, the bank reserves the right to extend the probation period at its discretion.

SBI Clerk Perks & Allowances 2025

The allowances for Junior Associates may differ depending on their posting location. They are entitled to reimbursement for various benefits and perks, including the provident fund, pension under the New Pension Scheme (Defined Contribution Benefit), medical benefits, leave fare, and other facilities. These reimbursements and benefits will be provided as per the guidelines issued by the bank from time to time.

Conveyance Allowance

The table provides details of the monthly reimbursement for conveyance allowances granted to a candidate appointed for the post of junior associate.

Provision Of Newspapers

The category-wise amount for the provision of newspapers to an SBI Junior Associate is mentioned in the below table.

Medical Facilities

The medical benefits that an SBI Clerk gets are as follows:

1. Annual Medical Aid: Employees are eligible for an annual medical aid benefit.
2. Improved Medical Aid (Specified Serious Disease): Enhanced medical aid coverage is provided specifically for specified serious diseases.
3. Hospitalization Scheme: A scheme is in place to cover hospitalization expenses.
4. Other Medical Benefits: Additional medical benefits include coverage for vaccinations.

SBI Clerk Job Profile & Promotion

The Junior Associates at the State Bank of India manage various day-to-day banking operations. Along with SBI Clerk Salary, candidates should also be familiar with the job profile.

• Cash handling at counters
• Interacting with customers and resolving their queries
• Assisting customers with documentation requirements
• Account opening procedures
• Conducting RTGS/NEFT transactions
• Managing chequebook requests
• Issuing demand drafts

SBI Clerk Career Growth

The State Bank of India provides excellent career advancement opportunities for its employees, ensuring substantial growth. Candidates who join SBI at a young age have the potential to progress to the position of General Manager. The promotions for SBI Clerks primarily occur through two ways:

• In-cadre promotion: Employees have the opportunity to receive promotions within their existing cadre or position, based on their performance, experience, and eligibility criteria.
• Promotion to the office cadre: Employees may also be promoted to higher cadres, such as Officer positions, through a structured promotion process that considers their skills, qualifications, and performance.

In Cadre Promotion

The category of In Cadre Promotion for an SBI Clerk employee is time-bound and based on home posting.

• Apart from the total salary, employees are entitled to receive a special allowance of 1800 rupees per month. It is important to note that this allowance is not included in the calculation of the basic pay. Upon completing 10 years of service, an Associate is promoted to the position of Senior Associate.
• After serving for twenty years, an Associate becomes a Special Associate. At this stage, a special allowance of 2500 rupees is provided every month. It is significant to mention that after reaching this stage, the allowance is considered in the calculation of the basic pay.
• Upon completing 30 years of service, an associate is promoted to the position of Chief Associate. At this stage, a special allowance of 3500 rupees is paid, and this amount is taken into account when calculating the basic pay.

Promotion To The Office Cadre

After completing three years of service, an Associate has the opportunity to become a Trainee Officer. To progress to the Officer level, candidates must qualify in the JAIIB (Junior Associate of the Indian Institute of Bankers) and CAIIB (Certified Associate of the Indian Institute of Bankers) examinations, which are conducted by the Indian Institute of Banking & Finance. In addition to clearing the JAIIB and CAIIB exams, candidates are required to pass an internal written test and interview. Upon successfully clearing the written test, candidates must serve a two-year probation period. After completing the probation period, candidates will undergo an interview. Those who pass the interview will be promoted to the Middle Management grade (Scale 2). The remaining candidates who do not clear the interview will continue in the clerical grade.

SBI Clerk Salary Annual Package

The annual package of SBI Clerk Salary 2025 includes basic pay, various allowances and additional perks. In addition to the fixed components, SBI Clerks may also be eligible for performance-based incentives and bonuses, further enhancing their earnings potential. The comprehensive salary package is complemented by a range of benefits, including healthcare, retirement plans, and other perks, making SBI an employer of choice in the banking sector. The annual package of the SBI Clerk shall be around ₹ 4.92 lakhs.