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PNB SO Salary 2025, Check Pay Scale, Structure and Benefits

The PNB SO Salary 2025 includes basic pay, DA, HRA, medical benefits and other perks. Officers in JMGS-I, MMGS-II, and MMGS-III receive salaries as per industry standards, making this an excellent career opportunity in the banking sector.

Posted bySuruchi Last updated on March 22nd, 2025 11:40 pm
PNB SO Salary

The PNB SO Salary 2025 offers an impressive pay structure along with various perks and benefits, making it a desirable career path for banking aspirants. Candidates selected as Specialist Officers in Punjab National Bank (PNB) are placed on different scales depending on their role and experience. The basic pay starts at ₹48,480 for JMGS-I, ₹64,820 for MMGS-II, and goes up to ₹85,920 for MMGS-III. Along with the basic pay, employees are entitled to allowances, job stability, and career growth opportunities, which add to the overall appeal of the post.

PNB SO Salary 2025

The PNB Specialist Officer (SO) Salary includes the main pay and extra benefits. Punjab National Bank provides an attractive salary for candidates assigned to different positions like JMGS-I, MMGS-II, MMGS-III, and MMGS-III. Besides the salary, candidates should also know about the duties they will have as Specialist Officers at PNB. After selection, there are chances for candidates to enhance their careers and progress in their banking profession.

PNB SO Salary 2025: Overview

I have given a quick and easy summary of the salary for Punjab National Bank’s Specialist Officer (SO) position in the year 2025, making it easier for candidates to understand.

PNB SO Salary 2025
Organization Punjab National Bank
Recruitment PNB SO Recruitment 2025
Exam Name PNB SO Exam 2025
Post Specialist Officer
Vacancy 350
Category Bank Job
Selection Process Online Exam, Interview
PNB SO Recruitment 2025 Release Date 03 March 2025
Basic Pay JMGS-I: ₹48480
MMGS-II: ₹64820
MMGS-III: ₹85920
Exam Date April/May 2025
Official Website www.pnbindia.in

PNB SO Salary Structure 2025

The Scale of Pay for the various posts of Specialist officers, including Officer, Manager, and Senior Manager, is discussed in the table below.

PNB SO 2025 Salary
Post Grade Pay Scale
Officer-Credit JMGS-I 48480-2000/7-62480-2340/2-67160-2680/7-85920
Officer-Industry JMGS-I 48480-2000/7-62480-2340/2-67160-2680/7-85920
Manager-IT MMGS-II 64820-2340/1-67160-2680/10-93960
Senior Manager-IT MMGS-III 85920-2680/5-99320-2980/2-105280
Manager-Data Scientist MMGS-II 64820-2340/1-67160-2680/10-93960
Senior Manager Data Scientist MMGS-III 85920-2680/5-99320-2980/2-105280
Manager-Cyber Security MMGS-II 64820-2340/1-67160-2680/10-93960
Senior Manager Cyber Security MMGS-III 85920-2680/5-99320-2980/2-105280

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PNB SO Salary 2025 Benefits

The salary for PNB Specialist Officers (SO) consists of various things like pay and benefits. These include Dearness Allowance (DA), City Compensatory Allowance (CCA), House Rent Allowance (HRA) or accommodation, Leave Fare Concession, Medical Insurance, retirement benefits, and other extras. The bank follows its rules and regulations while providing these.

PNB SO Salary 2025: Indemnity Bond

Candidates should take note that upon selection, they will be required to sign an Indemnity Bond with a surety, committing to serve the Bank for a specific duration as mentioned below. If the candidate resigns, leaves, or fails to fulfill assigned duties leading to termination of service as per bank regulations before the specified period, they will be liable to reimburse the bank for any losses, costs, charges, and expenses up to the amount specified in the bond. Selected officers must complete the execution of the indemnity bond before joining the Bank.

PNB SO Salary 2025 Indemnity Bond
Scale Amount Of Bond  Bond Period
MMG Scale-III Rs 3.00 lakh 5 Years
MMG Scale-II Rs 2.00 lakh 3 Years
JMG Scale-I Rs 1.00 lakh 3 Years

PNB SO Salary 2025 Job Profile

Knowing the role of the job is very essential for the candidates inclined towards the PNB SO Recruitment 2025. Here, the given table includes the post-wise PNB SO Job Profile.

PNB SO Salary 2025 Job Profile
Post Job Profile
Officer-Credit
  • Work in Credit Verticals, Corporate Branches, Trade Finance Centres, Finance Division, Corporate Credit Division, MSME & MCC Division.
  • Assess and evaluate credit proposals for corporate and MSME clients.
  • Conduct risk analysis and ensure compliance with credit policies.
  • Manage trade finance operations and documentation.
  • Monitor loan portfolios and ensure timely recovery.
  • Provide financial advisory services to clients.
  • Collaborate with internal teams to streamline credit processes.
Officer-Industry
Manager-IT
  • Handle model deployment for AI systems.
  • Monitor infrastructure and ensure high availability of AI systems.
  • Engage in strategic planning and develop the AI roadmap.
  • Design and architect AI solutions (AI Architect role).
  • Collaborate with cross-functional teams to implement AI-driven projects.
  • Ensure seamless integration of AI systems with existing IT infrastructure.
Senior Manager-IT
  • Lead IT architecture and operations for AI systems, ensuring security and scalability.
  • Oversee model development and training processes.
  • Manage data preparation and processing for AI models.
  • Supervise model deployment and maintenance.
  • Ensure the security and compliance of AI systems with organizational and regulatory standards.
  • Drive innovation and adoption of emerging technologies in AI.
Manager-Data Scientist
  • Build, train, and fine-tune Generative AI models for applications like text generation, image synthesis, and chatbots.
  • Analyze large datasets to derive actionable insights.
  • Develop and implement machine learning algorithms.
  • Collaborate with business teams to identify AI use cases.
  • Ensure the accuracy and efficiency of AI models.
  • Stay updated on the latest advancements in AI and machine learning.
Senior Manager Data Scientist
  • Lead AI research initiatives and drive innovation in Generative AI.
  • Mentor and guide teams of data scientists and analysts.
  • Oversee the production deployment of Generative AI solutions.
  • Collaborate with stakeholders to align AI projects with business goals.
  • Ensure the scalability and reliability of AI models.
  • Monitor industry trends and incorporate best practices into AI strategies.
Manager-Cyber Security
  • Work in Cyber Security Centre of Excellence (CCoE), preferably in shift duties.
  • Configure firewall rule base and deploy NIPS (Network Intrusion Prevention System) policies.
  • Manage preventive and detective cyber security components.
  • Analyze cybersecurity incidents and respond to threats.
  • Configure rules and dashboards in SIEM (Security Information and Event Management) systems.
  • Perform any other cybersecurity-related tasks as per organizational requirements.
Senior Manager Cyber Security
  • Work in Cyber Security Centre of Excellence (CCoE), preferably in shift duties.
  • Configure firewall rule base and deploy NIPS policies.
  • Manage preventive and detective cyber security components.
  • Analyze cyber security incidents and respond to threats.
  • Configure rules and dashboards in SIEM systems.
  • Prepare cyber security policies and create baseline hardening documents.
  • Conduct threat hunting and real-time monitoring of security systems.
  • Report security incidents and trends to management.
  • Perform any other cyber security-related tasks as per organizational requirements.
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FAQs

What is the starting salary for PNB SO 2025?

The salary varies by post, with JMGS-I, MMGS-II, and MMGS-III officers receiving structured pay scales along with allowances and benefits.

Where can I get the detailed PNB SO Salary 2025?

The detailed PNB SO Salary 2025 is discussed in the given article.

What are the perks and allowances included in the PNB SO Salary 2025?

The perks and allowances included in the PNB SO Salary 2025 are Dearness Allowance (DA), City Compensatory Allowance (CCA), House Rent Allowance (HRA) or leased accommodation, Leave Fare Concession, Medical Insurance, retirement benefits, and other perks.

What is the Job Profile of a Specialist Officer in PNB?

The Job Profile of a Specialist Officer in PNB is mentioned in this post.

Is there any bond amount in PNB SO?

Yes, there is a bond amount in PNB SO.

Will there be salary increments in PNB SO?

Yes, salary increments are applicable based on bank policies, periodic revisions, and performance-based promotions.

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