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The PNB Bank Promotion Clerk To Scale I Exam 2025 was successfully conducted on 09 February 2025 for candidates aspiring for internal promotion. This exam is a crucial step for clerical staff aiming to be promoted to Officer Scale I. Thousands of employees appeared for the test, which assessed their banking knowledge and general awareness. The competition was tough and candidates reported a mix of moderate to difficult questions. Below is the detailed exam analysis, including the difficulty level and types of questions asked.
PNB Bank Promotion Clerk To Scale I Exam Analysis 2025
The 2025 PNB Clerk to Scale I Exam was on the difficult side compared to last year. Many candidates found the Banking Awareness and Professional Knowledge sections to be more challenging due to in-depth and conceptual questions. However, the General Awareness section was relatively moderate, with a focus on current banking and economic events. Overall, candidates who had strong conceptual clarity and thorough preparation found the PNB Bank Promotion Exam manageable.
Check Questions Asked in PNB Clerk to Scale I Exam 2025
Several important questions were asked in this year’s exam across different sections. Candidates who had practised previous year’s questions and stayed updated with financial news found an advantage.
- Monetarist Theory of Demand
- Keynesian Theory of Demand
- Philips Curve (explain relationship)
- Indifference Curve (invented by)
- SDR (Special Drawing Rights)
- IMF Related Question
- Economic Growth shown by GDP
- Regression Theory
- Box-Jenkins method
- Contingent liability (provision which concept)
- Debt-equity & interest coverage ratio (examples of)
- Break-even point (BEP)
- Green evaluation by
- Due for 60 to 90 days (SMA2)
- Nominal account golden rule
- Land (not applicable for depreciation)
- SLM depreciation
- Standard tax rebate limit in new tax regime
- 80CCD maximum limit
- Cash (example of which type of asset)
- Ledger left side
- What is prepaid expenditure?
- Commission on currently below 50 for currency chest
- Commission for soiled note
- Continental liability
- Service Level Agreement (SLA)
- PNB Matritva Scheme (code)
- PNB digital car loan
- PNB Ayush Yojana
- PNB Delight loan sanction
- PNB Doctor Delight scheme (min & max loan amount)
- PNB one app (view only window period)
- PNB one app
- PNB tab account for current (limit)
- Time validity for PNB one (view only)
- Maximum time commission count in a year
- Maximum governor in RBI
- CRR in Dec 2024
- Small account deposit limit
- Data security recommendation
- Deaf claim amount record in banks
- Deaf claim register
- Penalty for not issue coin on counter
- Counterfeit currency cell in head office (for what)
- Penalty to what % for soiled or mutilated note in RBI checking in currency chest
- Penalty if counterfeit note found in soiled notes
- Chargeback
- Death claim settlement by bank (15 days)
- UPI international limit
- UPI 123 limit
- UPI IPO limit
- UPI international transaction limit
- After completing moratorium period in education (what menu run in CBS)
- CBS menu after moratorium gets completed in education loan
- Housing sanction limit
- Housing loan sanction limit (send to PLP and upper level)
- Loan exposure for LEI
- DRI scheme
- LRS scheme for education
- LRS scheme for minors
- Maximum loan year for solar
- No collateral in agriculture loan
- Doorstep banking provided for age
- LEI (Legal Entity Identifier)
- LRS (Liberalised Remittance Scheme)
- Maximum time commission count in a year
- Top city with population 10 lakh in clear air
- Environmental change complete significant growth of India
- Padma Shri award (starting 1954)
- Capsule Budget
- Vishwakarma scheme
- Pakistani citizen (how much India money can be brought with him)
- Medium enterprises
- Basel 2 standard
- 500 rupees note features
- MS Swaminathan
- Counterfeit note stamp size
- Counterfeit note reporting quantity
- Stamp (how much cm)
- Personality of the year in 55th Film Festival
- PMJAY maximum coverage
- Education loan in abroad scheme: 20L
- ATM owned by non-banking: White Label ATM
- NPS age limit
- NBFC governed by
- Meaning of quantitative easing
- Mobile banking registered time limit and maximum limit
- NPS if 2.5 lakhs what percent can be withdrawn
- Dr. Bhim Rao Ambedkar Scheme family income limit
- Substantial interest in the Companies Act
- Rajya Sabha ex-officio member
- CAG chairman
- 57th Tiger Reserve
- Day NRLM min loan limit for SC & ST
- Government 75th anniversary (which coin)
- Junior Hockey World Cup winner
- Asia World Cup (who won)
- Clear Air City award
- Head of 16th Finance Commission
- The amount under the DRI scheme
- Annual income for microfinance
- ATM operated and run by one party called
- Short-term duration market
- Social media ban
- NPS Entry age
- PFRDA Ombudsman (against NPS, after how many days)
- CHI Square Tests
- Incorporate BC CBC
- Underwriting Commission (which type of expenses)
- Repair of Machine Expenses (for starting?)
- Secret Reserve Fund (made by which type of company)
- GST (two questions)
- 2-4 questions on Committee
- Full Forms: GAAP, SEBI, ASBA, EBI, MTSS, BEP, SLA