Letters and Essays Asked in Bank Mains Exam

The descriptive paper holds great importance in bank mains exams like SBI PO and IBPS PO as its marks directly contribute to the final merit list. The major components of this section include letters and essays, which frequently appear in these exams. To help candidates prepare effectively, we have compiled a list of letter and essay topics that have been asked in previous bank mains exams, including both SBI PO and IBPS PO. This article is based on Letters and Essays Asked in Bank Mains Exam.

Letter Asked in Bank Mains Exam: SBI PO & IBPS PO Mains

In competitive banking exams like SBI PO and IBPS PO 2024 Mains, candidates are often required to demonstrate their written communication skills through various letter-writing tasks. These letters test the ability to address real-world banking scenarios, from customer complaints to formal requests, and are an important aspect of the descriptive section of the exam. Below is discussed the questions asked in SBI PO & IBPS PO Mains exam.

• Letter to Bank Manager: Share an innovative idea on improving the file management system in banks.
• Letter to Newspaper Editor: Suggest measures to reduce crime rates in the city.
• Letter to Old Teacher: Express gratitude for their guidance in shaping your personality and making you a better person.
• Complaint to Bank Manager: Address the negligence or irresponsibility of the bank’s employees.
• Letter to Editor: Raise concerns about the tampering of currency notes by people punching pins into them.
• Informal Letter to a Friend: Explain the advantages of a PPF account and recommend opening one.
• Letter to Bank Manager: Report an incident where money was deducted from your account but not dispensed from the ATM.
• Letter to Regional Manager: Request a change in bank working hours due to customer inconvenience.
• Letter to Superintendent of Police: Highlight increasing thefts near ATM locations and suggest solutions.
• Application for Educational Loan: Request a loan, providing all necessary details and supporting documents.
• Letter to a Friend: Encourage and wish success to a friend taking the Civil Services Exam for the third time.
• Letter to Editor: Request articles on stress management during the exam season.
• Letter to Bank Manager: Address the issue of stapling currency notes and its negative effects.
• Letter to a Friend: Explain the importance and benefits of a PPF account and urge them to open one.
• Letter to Bank Manager: Complaining about the rude behavior of a bank employee.
• Letter to Bank Manager: Request information on the cessation of your overdraft facility and how to proceed.
• Letter to Branch Manager: Request to add your daughter as a second nominee on your savings account.
• Letter to a Friend: Advise them to avoid junk food and inform them of its harmful consequences.
• Letter to a Friend: Share your retirement plan and the steps you’re taking toward it.
• Letter to Mr. Ankur: Politely inform him about the refusal of his loan application and explain why he’s only eligible for a lesser amount.
• Letter to Client: Address the issue of a car loan where the car has been sold without paying the loan.
• Letter to a Friend: Share your experience and journey in clearing the SBI PO Exam.
• Letter to Branch Manager: Report the loss of a term deposit receipt and inquire about the next steps.
• Letter to a Friend: Persuade a friend who is hesitant to study abroad due to family concerns, explaining the long-term benefits.
• Unsolicited Job Application: Apply for a job at the bank, providing details of your qualifications (Bcom in Banking & Insurance).
• Letter to a Friend: Offer encouragement to a friend who failed their university exam and motivate them to not give up.
• Letter to Editor: Discuss the issue of air pollution and suggest possible solutions.
• Letter to Client: Request assistance from a client to help close their savings account.
• Letter to Newspaper: Address the ease of obtaining loans and the benefits this can bring to the economy.
• Letter to Bank Manager: Report a missing debit card and request assistance.
• Letter to HR Manager: Inquire about a job advertisement in the newspaper for an HR executive role.
• Letter to Local Newspaper: Pay tribute to a legendary sportsperson who recently passed away, highlighting their achievements.
• Letter to Manager: Request approval for outbound training for employees.
• Letter to Bank Manager: Request your bank statement for a specific period.
• Letter to Editor: Discuss the importance of restoring and maintaining historical monuments in the country.
• Letter to Local Govt. Authority: Request a farmer awareness program on organic crop farming in your remote village.
• Letter to School Principal: Raise concerns about sexual harassment prevention measures in school and urge immediate action.
• Informal Letter to Your Mother: Share your achievements in college and express gratitude for her support.
• Complaint Letter to Bank Manager: Address the negligence and irresponsibility of bank employees.
• Complaint to Municipal Corporation: Highlight the poor condition of roads and the absence of street lights in your area.
• Letter to Newspaper Editor: Address the lack of a bus stop near your colony and request action from government authorities.
• Whistleblower Letter to Head of Department: Report corruption practices within the staff and request an investigation.
• Letter to Editor: Express your views on the government’s mission against black money.
• Letter to Bank Manager: Request the opening of a new savings account.
• Letter to Newspaper Editor: Share your views on the current education system in India and request it be published.
• Letter to Branch Manager: Report an issue with transferring funds due to the unavailability of UPI services.
• Letter to Manager: Request outbound training for employees to improve their skills.
• Letter to Editor: Encourage youth to consider joining the armed forces and discuss the benefits.
• Letter to HR Manager: Request an extension of the joining date after receiving your offer letter for SBI.
• Letter to HR Manager: Apply for a summer internship program in 2021, providing your qualifications and reasons for interest.

Essays Asked In Bank Mains Exam: SBI PO & IBPS PO Mains

Essays in SBI PO and IBPS PO Mains exam often focus on current affairs, social issues, economic topics or technological advancements, testing candidates’ writing skills, analytical thinking and ability to present structured arguments. Below is discussed the questions asked in SBI PO & IBPS PO Mains exam.

• Startup Ecosystem in India: Discuss the growth, challenges, and opportunities in the Indian startup ecosystem.
• Pros and Cons of 4-Day Work Week: Analyze the advantages and disadvantages of reducing the workweek to four days.
• India’s Economic Slowdown – Causes and Consequences: Explore the reasons behind India’s economic slowdown and its impact on the economy.
• Privacy and Surveillance: WhatsApp User Policy Change: Discuss the recent changes to WhatsApp’s user policy and the implications for privacy and surveillance.
• Cyber Security and Banking: Analyze the role of cybersecurity in the banking sector and the challenges faced in securing banking data.
• Digital Payments – Issues and Opportunities in India: Examine the issues related to digital payments in India and the opportunities for growth in the sector.
• Impact of Social Media on Our Daily Life: Discuss how social media influences various aspects of daily life, including communication, relationships, and news consumption.
• Delhi NCR Pollution: An Unsolved Problem: Highlight the ongoing pollution problem in the Delhi NCR region and the measures needed for improvement.
• Self-Reliant Farmers and the Role of MSME: Discuss how self-reliant farming and MSMEs contribute to rural development and the Indian economy.
• India’s Border Disputes: Examine the various border disputes that India faces, with a focus on historical and current issues.
• Role of Women Entrepreneurs in the Indian Economy: Analyze the contribution of women entrepreneurs to India’s economic growth and the challenges they face.
• New Education Policy: Discuss the key features and implications of India’s New Education Policy.
• Women’s Empowerment in India: Reality or Rhetoric: Explore the progress and challenges of women’s empowerment in India and whether it has become a reality or remains a rhetoric.
• Pros and Cons of Artificial Intelligence: Discuss the benefits and drawbacks of artificial intelligence in various sectors.
• Cryptocurrencies and Blockchain: Examine the rise of cryptocurrencies, their impact on the economy, and the potential of blockchain technology.
• Covid-19 and Lockdown: Discuss the impact of the Covid-19 pandemic and the lockdown on the economy, health, and daily life.
• Pros and Cons of Online Study: Analyze the benefits and challenges associated with online learning, especially in the context of the Covid-19 pandemic.
• Russia vs Ukraine War: Discuss the ongoing Russia-Ukraine conflict, its causes, and its global implications.
• Does India Need a Universal Health Care System?: Debate the need for a universal healthcare system in India and its potential benefits.
• Impact of Climate Change Globally: Explore how climate change is affecting the planet and the global steps needed to mitigate its impact.
• Privatization of Banks: Discuss the pros and cons of privatizing banks in India, focusing on the potential benefits and challenges.
• 5G Services in India: Explore the development and implementation of 5G technology in India and its potential benefits and challenges.
• Aatm Nirbhar Abhiyan (Self-Reliant India Campaign): Discuss the objectives and outcomes of India’s Aatm Nirbhar Abhiyan and its role in achieving economic self-reliance.
• The Unemployment Problem in India: Examine the current unemployment situation in India, its causes, and potential solutions.
• Pros and Cons of Renewable Energy: Analyze the benefits and challenges of renewable energy sources in the context of India’s energy needs.
• Youth Lack of Focus on Enticing the World: Discuss the reasons behind the lack of focus among youth and ways to encourage them to contribute more to the world.
• Pros and Cons of Digital Payments: Explore the advantages and disadvantages of digital payments, particularly in the Indian context.
• One Nation, One Ration Card: Discuss the benefits and challenges of the One Nation, One Ration Card system and its potential impact on the public distribution system.
• Future of Electric Vehicles in India: Examine the growth prospects of electric vehicles in India and the challenges to widespread adoption.
• Indian Economy Challenges: How to Revive: Discuss the challenges facing India’s economy and the potential strategies to revive growth and development.
• Factors Responsible for Gender Discrimination in India: Identify the main causes of gender discrimination and the government initiatives aimed at mitigating it.
• Pros & Cons of GST Implementation: Analyze the implementation of the Goods and Services Tax (GST) in India, focusing on its advantages and drawbacks.
• The Interconnected Global Economy: Challenges and Opportunities for the World: Discuss the challenges and opportunities presented by the interconnected global economy.
• Measures to Prevent Migration from Rural to Urban Areas: Suggest measures to curb rural-urban migration and promote development in rural areas.
• Role of Banks in Promoting Financial Inclusion in Villages: Examine how banks can contribute to financial inclusion and improve access to financial services in rural areas.
• Pollution: Pollution, in its various forms, remains one of the most serious environmental challenges of the 21st century, demanding urgent collective action for a sustainable and cleaner future.
• UPI (Unified Payment Interface): The advent of UPI has revolutionised digital payments in India, enabling seamless, instant transactions that have not only boosted financial inclusion but also made India a leader in cashless transactions.
• G20 2024: The G20 2024 Summit is of immense significance as it provides an unprecedented platform for global leaders to address critical issues such as
• climate change, sustainable development and global economic stability.
• BRICS 2024: BRICS 2024 marks a crucial stage in the evolution of the bloc of emerging economies, with the potential to reshape global power dynamics and boost economic cooperation among its members.
• Deep Fake (AI): While deep fake technology offers significant advances in entertainment and education, it also poses serious risks to security and trust, necessitating an effective regulatory framework to prevent abuse.