IBPS SO Interview Experience 2025, Check Questions Asked At Various Panel

The IBPS SO Interview 2025 is a crucial stage for candidates aspiring to become Specialist Officers (SO) in various public sector banks. The interview process is designed to assess a candidate’s technical knowledge, banking awareness, and general aptitude, along with their communication skills and personality. Candidates appearing for Agriculture Field Officer (AFO), IT Officer, and other specialist roles faced a range of technical, banking and HR-based questions during their interviews. Below is a detailed compilation of real interview experiences from different panels, covering the most commonly asked questions.

IBPS SO Interview Experience 2025

The IBPS SO Interview 2025 is designed to test a candidate’s knowledge, confidence, and communication skills. Preparing for banking awareness, current affairs, agriculture-related topics (for AFO candidates), and IT-related knowledge (for IT Officers) is crucial. Candidates should also be ready to answer HR-based questions about their background, strengths, weaknesses, and career goals.

Hyderabad Panel – 2

This panel focused on general awareness, agriculture-related questions, and banking concepts. Some key questions included:

• Introduction – Tell us about yourself.
• Current Affairs & Politics – Who is the MP of your district, and which ministry does he/she handle?
• Agriculture & Economy – Who is the Agriculture Minister of India? What is alternate bearing in agriculture?
• Banking & Government Policies – What is the full form of NITI Aayog, and who is its head? Who is the Rajya Sabha Chairman?
• Current Affairs – What were the recent visits of the Prime Minister? Who is the Vice President of the USA?
• Agriculture Knowledge – What crops are grown in your area? Explain the flowering to fruiting stages in mango.
• Banking & International Affairs – The Central Bank of India is RBI, what is the Central Bank of the USA?
• General Knowledge – If you are from Tenali, what is its other name, and why is it called so?
• Republic Day Special – Who was the Chief Guest for India’s Republic Day celebrations?

Jaipur Panel – 1

The Jaipur panel focused on banking, repo rates, and financial schemes, along with questions about the candidate’s local area. Some of the key questions were:

• Personal Details – Name and details about your father’s occupation.
• Banking & Economy – What is the current repo rate, and what was its previous rate? How does the repo rate impact the economy?
• Government Schemes – What is the PM SVANidhi scheme?
• Economic Reports – Who issues the Economic Survey of India?
• Local Area Knowledge – What are the major soil problems in your area, and what are the solutions?
• Irrigation Techniques – Which irrigation method is suitable for Rajasthan, and why?
• Modern Agriculture – What is hi-tech agriculture?

Bangalore Panel – 2

This panel focused on banking, agriculture, and adaptability for bank postings. Some of the questions included:

• Personal Background – Tell us about your native place and what it is famous for.
• Family & Agriculture – Details about your family’s farming practices.
• Job & Agriculture – Since you belong to a farmer’s family, will you leave farming if you get posted elsewhere?
• Banking & Agriculture – Explain different irrigation systems.
• General Awareness – What is NITI Aayog?
• Adaptability – If we post you anywhere in India, will you be willing to relocate?
• Career Motivation – Why did you choose banking as a career?

Bangalore Panel (IT Officer)

Another IT panel interview in Bengaluru included both technical and general banking questions:

• General Questions – Where are you from? What is your place famous for?
• Banking & IT Concepts – What is data warehousing, and how is it beneficial for banks?
• Banking Transactions – What is a cheque? What are the limits for NEFT, RTGS, and IMPS? If you want to transfer ₹10 lakh, which mode should you use?
• SWOT Analysis – Explain SWOT analysis and how banks apply it.
• Currency Knowledge – What is on the back of a ₹50 and ₹20 note?
• Banking Career – Why do you want to join as an IT Officer in a bank?

IBPS SO (IT) Interview Experience

For IT Officer candidates, the Patna LHO panel asked technical questions related to Information Technology (IT) and banking:

• Forex & Money Supply – What is the current forex reserve value? What is money supply?
• Networking & Security – What is a router? Explain encryption.
• Programming Knowledge – Name a 2nd generation programming language.
• OSI Model – How many layers are there in the OSI model, and what are their names?
• Banking IT – What is a patch? Explain the difference between NEFT, RTGS, and IMPS in one sentence.
• Current Banking Affairs – What is the current repo rate and CRR?
• UPI & Digital Banking – What is UPI, and how does it work?

Bangalore Panel

• Introduce yourself.
• What is your place famous for?
• How far is Devghar and Bodh Gaya from your place? Are they in the same district?
• Why did you leave Infosys?
• What are your strengths and weaknesses?
• A light joke on Narayana Murthy and his long working hours policy.
• Explain three recent cyber attacks and give examples.
• Explain Digital Arrest in detail.
• As a cyber security officer, how will you ensure that incidents like Digital
• Arrest don’t happen in the bank?
• What are your hobbies?
• Since you like trekking, how many places have you trekked? Can you name two popular trekking places in your state?
• What is latency in computer networks?
• Difference between FII and FDI.
• On which technologies did you work at Infosys?
• What is risk vulnerability in banking?
• Why only SEBI? Why didn’t you prepare for RBI Grade B?
• What is the full form of SENSEX and NIFTY? What is the difference between them?
• What is DBT in banking?
• Why are transactions and concurrency control important for a database?

Hyderabad Panel – 1 PM, Panel 4

• Name, father’s name, mother’s name.
• Native town and details about it.
• What does digitization mean?
• Explain OOPS concepts.
• Explain your college project.
• What are the functions of RBI?
• What is the difference between repo rate and reverse repo rate?

Jaipur Panel – Duration: 12 Minutes

• Tell me about yourself.
• Questions related to your introduction:
• National parks in North East India.
• Which country would you like to travel to?
• Difference between a national park and a wildlife sanctuary.
• Questions about your father’s profession.
• Work experience details.
• RDBMS different software.
• Edge computing.
• Regression testing.
• Cloud computing.
• What does PSU mean?
• Use of AI in banking.
• Difference between RTGS, NEFT, and IMPS.
• One or two more general banking questions.

Bangalore Panel

• Tell me about yourself.
• What is NPA?
• Difference between API Gateway and Load Balancing.
• Information about your native place.
• Budget-related question.
• What is repo rate and reverse repo rate?
• Family background.
• What is push and pull in banking?
• Difference between VPN and TCP/IP layers.
• What is the bank rate?
• Who is the RBI Governor?

General IBPS SO Interview Questions

Several common banking and finance questions were asked across different panels:

• Basic Banking Concepts – What is PMJDY? Explain financial inclusion.
• Banking Technology – What is NEFT, RTGS, and CTS? What is MICR and IFSC?
• Agriculture & Banking – What are secured and unsecured loans, with examples? What is the minimum land area required for a tractor loan?
• Government Policies & Economy – What changes were made in nomination policies in the recent budget?
• Banking Regulations – What are NPA and its types?

Highlights from IBPS SO Interview Experience 2025

• Basic banking concepts like repo rate, NPA, financial inclusion, and banking transactions were frequently asked.
• Agriculture-related questions were common for Agriculture Field Officer (AFO) candidates.
• Current affairs and general awareness played an important role, with questions on government schemes, budget policies, and recent PM visits.
• IT Officers were asked technical questions on networking, cyber security, and banking technology.
• Personal background questions about family, native place, and adaptability for relocation were commonly asked.