IBPS PO Salary Structure, Job Profile, Perks and Allowances

The IBPS PO salary is attractive, offering a good salary along with various perks and benefits, making it a great career choice in banking. Probationary Officers get a basic pay of ₹48,480 along with allowances like DA, HRA, special allowances and performance-based bonuses, which increase their total income. This article covers IBPS PO salary, job role, perks and career growth to help candidates understand this job better.

IBPS PO Salary

The salary for Probationary Officers in Public Sector Banks comes with various financial benefits, making it a sought-after career. Along with a stable income, employees receive multiple perks that enhance their overall earnings. The IBPS PO salary ensures financial stability and offers a promising career path. This article gives a detailed insight into the IBPS PO 2025 salary structure and helps candidates understand its long-term advantages.

Also Read, IBPS PO Mains Score Card 2025

IBPS PO Salary Structure 2025

It is essential for candidates aspiring for this post to understand the IBPS PO salary structure. Along with the basic pay, the salary includes additional benefits like Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA) and special allowances. The estimated gross salary is around ₹69,000, while the in-hand salary after deductions ranges between ₹58,000 to ₹63,000. A detailed breakdown of the IBPS PO salary structure is given below.

Also Read, IBPS PO Interview Call Letter 2025

IBPS PO Salary: Deductions

There are certain statutory deductions as per the rules, banks have to deduct the amount before monthly salary payments. Deductions are also required for the calculation of an individual’s income tax. The deductions are mentioned in the table below

Also Read, IBPS PO Mains Cut Off

IBPS PO Salary: Perks and Allowances

The detailed allowances and benefits that are offered as a part of IBPS PO Salary are mentioned below.

1. House Rent Allowance (HRA): The HRA for IBPS PO is calculated based on the place of posting and can range from 9.0%, 8.0%, or 7.0% of the basic salary, depending on whether the posting is in metros, big cities, or other locations.
2. Dearness Allowance (DA): IBPS PO officers receive DA, which is a percentage of the basic salary. Currently, it is approximately 19.83% of the basic salary. The DA is revised every three months based on the All India Consumer Price Index data.
3. Special Allowance (SA): This allowance was introduced on 01.01.2016 and is about 7.75% of the basic pay.
4. City Compensatory Allowance: The City Compensatory Allowance varies based on the city type and can be 0%, 3% or 4%.

In addition to these allowances, there are other perks and benefits for IBPS Probationary Officers, including Traveling Allowance, Newspaper Reimbursement, Medical Aid, and benefits under the New Pension Scheme.

IBPS PO Job Profile and Promotion

IBPS PO is a highly regarded job in the banking sector and offers numerous attractive benefits to its employees. Here is the detailed job profile for IBPS PO.

1. Assisting customers in resolving their queries at the branch level.
2. Overseeing and managing day-to-day operations and activities of the branch.
3. Handling public relations and addressing customer issues and concerns.
4. Managing and processing customer transactions, including loan applications.
5. Actively contributing to business development by attracting new customers and promoting bank services and products.

IBPS PO offers great career opportunities for skilled and ambitious individuals. Banks follow the promotion rules set by the Ministry of Finance, Government of India. Promotions for IBPS POs happen through two ways: the merit-based channel and the regular channel. With dedication and performance, candidates can reach senior positions over time. Here is the career growth for IBPS PO 2025:-

1. Middle Manager– Middle Management Grade Scale 2
2. Senior Manager– Middle Management Grade Scale 3
3. Chief Manager– Senior Management Grade Scale 4
4. Assistant General Manager– Senior Management Grade Scale 5
5. Deputy General Manager– Top Management Grade Scale 6
6. General Manager– Top Management Grade Scale 7
7. Executive Director
8. Chairman and Managing Director

IBPS PO Promotion Policy

Public sector banks follow promotion guidelines set by the Ministry of Finance. They offer two promotion paths: the normal channel and the merit channel. The IBPS PO Salary 2025 structure also follows certain rules, which you can read about in this article. Understanding these policies helps candidates plan their career growth in banking.

IBPS PO Salary 2025: Annual Package

Banks participating in the IBPS PO recruitment offer a good annual salary package, including basic pay along with allowances and perks, totaling around ₹7.6 lakhs. Probationary Officers may also receive performance-based bonuses and incentives, further increasing their earnings. Knowing the salary details is important for those aiming to become a IBPS Probationary Officer.

IBPS PO Participating Banks

Along with the IBPS PO Notification PDF, IBPS also notifies the list of participating banks taking part in the recruitment process. As per the previous year’s PDF, we have listed down the IBPS PO Participating Banks.

• Canara Bank
• Allahabad Bank
• Syndicate Bank
• Indian Overseas Bank
• Andhra Bank
• Oriental Bank of Commerce
• Central Bank of India
• UCO Bank
• Corporation Bank
• Bank of Baroda
• Punjab National Bank
• Bank of India
• Union Bank of India
• United Bank of India
• Punjab and Sind Bank
• Bank of Maharashtra