IBPS PO Interview Experience 2017 – 39

HOTEL: The grand JBR
TIME- 1 PM
6th February.
Panel 7(very supportive panel ye hlla Mach rha tha) toh thodi khushi huyi.

Very important bat Jo me future aspirants ko btana chahunga vo ye ki Bina Kuch khaye piye Mt jaye. Cuz vha hotel k Bahar koi shop ya stall Ni tha chai aur chane( ghode wale:p) k alawa. Khali pet interview acchha Ni hoga..100%
Pani ki bottle apne pas rkhe bar bar pani k liye daud bhag krne k chakkar me dimag disturb hoga vrna.

Verification:
At the time ek sir ne pucha beared kyu hta di acchhe lgte ho usme jyada. I said thank you sir.

Kha se ho?
Me: Kanpur.

Sir: kanpuriya ho.

Mere according yha (verification room)pr koi kuch observe Ni krta h , verification Kahi hota h aur interview single room me hota h..Alag floor pr.

Overall my VERIFICATION WENT SMOOTH.

Panel 7: 4:30 pm interview started.

M1(mulla ji,Silent observer),M2(confuse krne wale),M3 ,M4( supportive),F1(silent killer lady)


Me: knock the door 3 times. May I come in sir. Please
M2,  F1: come in, aayie bathiye
Me: good evening mam, good evening sir.

M2: Kya nam h aapka??
Me: Sir mera nam Vikas Pandey h.


M2: kha se h Pandey ji?
Me: Kanpur.

M3 Kya Kia h beta aapne?
Me: sir Mene b.tech Kia h

F1: inhonhe ek question pucha vo bhi most confusing.
Ye btao Vikas ki ek banker me aapk according kaun si quality Ni honi chahiye.
Me: Mene turant kha misbehavior Ni Krna chahiye ek banker ko chahe vo staff ho ya customer ho Kisi k bhi sath.

M1: acchha kaun c job me misbehavior allowed h ??
F1: ab btao beta.
Me: Aisi toh koi job nhi h mam jha misbehavior allowed ho..

F1: it’s impatience. Ek banker ko impatient Ni hona chahiye.
Me: yes mam. I got it now.

M2: what is trade deficit?
Me: when import is same as in past(crude oil) but export get reduced due to some reason. This is called “TD”( thanks to the Mrunal Patel YouTube economy videos)

M2: what is mclr?
Me: sir it’s a lending rate ,marginal cost of funds based lending rate.1/4/2k16 se Lagu hua h. isse phle Base rate chalta tha.

M2 : what is cost of funds?(last answer se follow up liya unhone)

Me: sorry sir Mene pdha tha thoda complicated tha recall Ni kr PA rha hu.

M2: it’s OK ,jruri nhi ki aapko SB Kuch Aata ho..

M3: ek bat toh bht acchhi ye h k AAP b.tech h aur aap itna sab bta pa the h..Kyu mam??

F1: hmm


M3 acchha beta college kha se complete Kia ?
Me: HCST MATHURA

M2: Fir Kya Kia 2014 k bad??
Me: sir I worked in Pvt Company justdial.then STARTED GIVING competitive xams.

F1: job chor di?
Me: yes mam.

M2: bank me kyu aana h??
Me: sir mujhe b.tech se jyada banking se pyar h. Kyunki ye mujhe samjh me aati h.

Me CRR,SLR,MSF,repo,reverse repo k economy PR effect(inflation/deflation) ko programming aur networking se jyada behtar tarike se samjh pata hu, yhi Kuch vajah h ki me ki yha 40 saal bitana chahta hu.

Ek aur reason ye h ki family ki responsibility bhi mujhe hi sambhalni h toh ek secure ND stable job is the need of time.

All were impressed, good. Bht acchi bat h ye toh.

Me :  yes sir.

M3: kitte marks aa jayenge written me.
Me : 70 around(attempt 91)

M2: family me kaun kaun h
Me: told

M3: OK very good beta.
Best wishes for your bright future
Me: thank you so much sir.

Good evening mam, good evening sir. Have a nice day mam, and Sir.

All panel were very happy. They were in good mood.Same to you beta.

Phli bar government job ne feel kraya ki me ab Sahi track pr pdhayi kr rha hu..

Note: future candidates se ek bat jrur bolunga ki Bina dare andar jaye. It’s a formal discussion. Not a typical interview. Aur ek bat Jo btech ya graduate 75℅ or above marks wale h unse Puch the the ki Yar itne acchhe marks h yha kyu aa gye?? Toh panic Mt kre ,apne jawab prepare krk jaye. Vo keval draft the. A group was discussing about it so I told here.ek candidate ka interview bs 1 mnt chla tha ,usne jwab Ni dia ,use kha jaiye. 
Thank you.