Dear Students,
Current Affairs and General Awareness Questions
Having enough of knowledge of Current Affairs as well as the banking industry is all that is important to perform well in the General Awareness Section of any banking exam. You should know what is happening around the globe. One section that can help you bagging graceful marks in these examinations is General Awareness, that comprises of numerous sections like Banking Awareness, Static GK, and Current Affairs. Here is the quiz on General Awareness that is being provided by Adda247 to help you ace graceful marks in the banking examinations.
Q1. In which of the following state, the Achanakmar Wildlife Sanctuary situated?
(a) Rajasthan
(b) Kerala
(c) West Bengal
(d) Chhattisgarh
(e) Odisha
Q2. A ___________ is a bank certificate issued in more than one country for shares in a foreign company.
(a) Gross national product (GNP)
(b) Global Depositary Receipt (GDR)
(c) Gross domestic product (GDP)
(d) Society for Worldwide Interbank Financial Telecommunication (SWIFT)
(e) Eurobond
Q3. __________ is a secure messaging standard developed to serve as a platform for intra-bank and inter-bank applications.
(a) Structured Financial Messaging System (SFMS)
(b) Centralized Funds Management Systems (CFMS)
(c) Society for Worldwide Interbank Financial Telecommunication (SWIFT)
(d) Institute for Development & Research in Banking Technology (IDRBT)
(e) Electronic Funds Transfer (EFT)
Q4. Please refer to the Guidelines for Licensing of Payments Banks (‘Licensing Guidelines’) dated 27th November 2014, under which in-principle approvals/licences were issued to the applicants for setting up of the payments banks. Which of the following is not true about payment Bank?
(a) The minimum paid-up equity capital for payments banks shall be Rs. 100 crore.
(b) Acceptance of demand deposits. Payments bank will initially be restricted to holding a maximum balance of Rs. 100,000 per individual customer.
(c) Issuance of ATM/debit cards. Payments bank can issue the credit cards.
(d) The promoter’s minimum initial contribution to the paid-up equity capital of such payments bank shall at least be 40 per cent for the first five years from the commencement of its business.
(e) The payments bank should have a leverage ratio of not less than 3 percent, that is its outside liabilities should not exceed 33.33 times its net worth (paid-up capital and reserves).
Q5. A ____________ is the risk of default on a debt that may arise from a borrower failing to make required payments.
(a) current risk
(b) export risk
(c) operational risk
(d) market risk
(e) credit risk
Q6. The ______________ risk is the risk that an investment’s value will change due to a change in the absolute level of interest rates, in the spread between two rates, in the shape of the yield curve.
(a) current risk
(b) interest risk
(c) operational risk
(d) market risk
(e) credit risk
Q7. BD Mishra is present governor of which state?
(a) Assam
(b) Tamil Nadu
(c) Meghalaya
(d) Arunachal Pradesh
(e) Bihar
Q8. Balphakram National Park is home to wide species of plants and animals and is located in the midst of the Garo Hills in-
(a) Meghalaya
(b) Mizoram
(c) Arunachal Pradesh
(d) Manipur
(e) Tripura
Q9. Vienna is the capital and largest city of-
(a) Canada
(b) Australia
(c) Yemen
(d) Russia
(e) Austria
Q10. UCO Bank has launched UCO Skill Loan Scheme for providing loan facility to individuals who intend to take up skill development courses. Where is the Headquarters of UCO Bank?
(a) Bengaluru
(b) Mumbai
(c) Kolkata
(d) New Delhi
(e) Chennai
Q11. LAF is a monetary policy tool which allows banks to borrow money through repurchase agreements or repos. What is the meaning of “L” in LAF?
(a) Lose
(b) Lesson
(c) Lease
(d) Labour
(e) Liquidity
Q12. FATF is an inter-governmental body established in 1989 by the Ministers of its Member jurisdictions. What is the meaning of “A” in FATF?
(a) Agriculture
(b) Assets
(c) Association
(d) Action
(e) Assembly
Q13. The Ukai Dam is the largest reservoir in which state?
(a) Rajasthan
(b) Maharashtra
(c) Gujarat
(d) Punjab
(e) Kerala
Q14. Who is a leading Indian economist and Vice Chairman of NITI Aayog?
(a) Narendra Modi
(b) Rajiv Kumar
(c) Bibek Debroy
(d) Ramesh Chand
(e) VK Saraswat
Q15. Name the person, who demolished Nick Kyrgios to win his sixth title of the season at the China Open?
(a) Rafael Nadal
(b) Stan Wawrinka
(c) Roger Federer
(d) Andy Murray
(e) Novak Djokovic
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