Dear Readers,
Welcome to the world of Banking and Financial Awareness. With SBI PO Prelims round the corner, it should be your priority to cover every aspect of Banking and Financial Awareness on daily basis. Let us see how many questions you attempt accurately.
Q1. Which among the following is correct-?
(a) Banking Ombudsman is a senior official appointed by RBI.
(b) The Offices of Banking Ombudsman is mostly situated at State Capitals.
(c) All Scheduled Commercial Banks, Regional Rural Banks and Scheduled Primary Co-operative Banks are covered under the Banking Ombudsman Scheme
(d) All of the above are correct
(e) None of the above
Q2. You heard the term “GATT”. The term “GATT” stands for-
(a) General Agreement on Tariffs and Tradition
(b) Global Agreement on Tradition and Trade
(c) General Agreement on Tariffs and Trade
(d) General Association on Tariffs and Transport
(e) None of the above
Q3. The Banking Ombudsman Scheme was introduced under-
(a) Banking Regulation Act, 1935
(b) Banking Regulation Act, 1949
(c) Banking Regulation Act, 1985
(d) Reserve Bank of India Act, 1935
(e) Reserve Bank of India Act, 1949
Q4. The Banking Ombudsman Scheme was first introduced in India in 1995 and it was revised in-
(a) 2002
(b) 2004
(c) 2006
(d) 2008
(e) 2010
Q5. GATT was signed by 23 nations in Geneva on October 30th, 1947 and took effect on-
(a) 01st January 1949
(b) 01st January 1948
(c) 01st December 1947
(d) 01st May 1942
(e) 01st October 1950
Q6. A bank customer can file a complaint against the banking organization if reply is not received from the bank within a period of _____ after concerned bank has received complaint representation.
(a) Two Months
(b) One Month
(c) Three Months
(d) Four Months
(e) Six Months
Q7. Banking Ombudsman charge ______ fee for filing and resolving customer’s complaints-
(a) Rs. 10,000
(b) Rs. 5,000
(c) No Fees charge
(d) Rs. 1,000
(e) Rs. 3,000
Q8. Which among the following is suitable ground of complaint against banks to Banking Ombudsman-?
(a) Charging any commission for acceptance of small denomination notes
(b) Any delay in payment of inward remittances or non-payment of inward remittances
(c) Any excessive delay or no-payment of the collection of cheques, drafts, bills etc.
(d) If any banking organization refuses to accept taxes or any delaying in accepting taxes ( as required by RBI or Government of India).
(e) All of the Above
Q9. Which among the following is not a part of World Bank Group?
(a) International Finance Corporation (IFC)
(b) Multilateral Investment Guarantee Agency (MIGA)
(c) International Center for Settlement of Investment Disputes (ICSID)
(d) International Development Association (IDA)
(e) World Trade Organization (WTO)
Q10. Allahabad Bank was nationalized on-
(a) 25th November 1980
(b) 19th July 1969
(c) 15th January 1971
(d) 10th October 1949
(e) None of the above
Q11. Member countries of ‘World Bank’ are-
(a) 186
(b) 187
(c) 188
(d) 189
(e) 190
Q12. Which among the following countries has became 188th member countries of International Monetary Fund (IMF)?
(a) South Sudan
(b) Afghanistan
(c) Nauru
(d) Kosovo
(e) Tuvalu
Q13. The Slogan of Axis Bank is?
(a) Badhti Ka Naam Zindagi
(b) Good People to Bank with
(c) Hum Hai Na
(d) Apno ka Bank
(e) None of the above
Q14. Who has appointed as the Brand ambassador of Punjab National Bank in September 2016?
(a) Amitabh Bachchan
(b) Yuvraj Singh
(c) Anushka Sharma
(d) Virat Kohli
(e) Deepika Padukone
Q15. Banking Ombudsman is appointed for-
(a) handling and redress banks complaints against customers’ behavior
(b) handling and redress customer complaints against deficiency in certain banking services
(c) providing a decision on important banking operations like – CRR, SLR and MSF etc
(d) All of the above
(e) None of the above
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