Q1. Borrower’s ability to meet the immediate liabilities is indicated by?
(a) Current Ratio
(b) Acid Test Ratio
(c) Debt Equity Ratio
(d) All of the above
(e) None of the above
Q2. Branches receive Potential Linked Plan through?
(a) Block Level Banker’s Committee
(b) State Level Banker’s Committee
(c) District Consultative Committee
(d) Lead Bank Department
(e) None of the above
Q3. By “Deemed Exports” it means?
(a) supplies of goods and services to units within the country which can earn foreign currency to the country
(b) exports made by units situated in EPZ areas to out of country
(c) exports made by EOU out of the country
(d) anticipated value of exports
(e) None of the above
Q4. By devaluation we mean?
(a) A fall in the domestic value of a currency
(b) A fall in the external value of a currency caused by the market forces
(c) A fall in the external value of a currency caused by Government action
(d) All of the above
(e) None of the above
Q5. Capitalization of Reserves is carried out by issue of ___________ to the existing shareholders.
(a) Additional shares
(b) Bonus shares
(c) Incentives
(d) All of the above
(e) None of the above
Q6. Certificate in respect of an SSI unit is given by?
(a) RBI
(b) Chamber of Commerce
(c) District Industries Centre
(d) All of the above
(e) None of the above
Q7. Closed Economy is one in which:
(a) only export takes place
(b) money supply is fully controlled
(c) deficit financing takes place
(d) neither export nor import takes place
(e) None of the above
Q8. Commercial Papers are secured by:
(a) floating charge on stocks
(b) unsecured loans
(c) fixed assets
(d) book-debts
(e) None of the above
Q9. Concept of “Service Area Approach” was recommended by:
(a) R. V. Gupta
(b) A. D. Gorawala
(c) Dr. P. D. Ojha Committee
(d) Dr. Kalia
(e) None of the above
Q10. Credit Exposure does not include:
(a) Bridge Loans
(b) Working Capital Demand Loan
(c) Shares of the company underwritten by the bank
(d) Advances against the Bank’s fixed deposits granted to a company
(e) None of the above
Q11. Currency Note containing political slogan is not a legal tender as per:
(a) Legal Tender (Inscribed Notes) Act, 1964
(b) Negotiable Instruments Act, 1881
(c) Reserve Bank of India Act
(d) All of the above
(e) None of the above
Q12. Demand draft for Rs. 20,000 and above:
(a) can be paid in cash
(b) should not be paid in cash
(c) mode of payment will depend on the status of the customer
(d) All of the above
(e) None of the above
Q13. Deposits under NRE/FCNB accounts are linked to-
(a) Base Rate
(b) SIBOR
(c) LIBOR
(d) All of the above
(e) None of the above
Q14. Electronic Fund Transfer scheme of RBI has been renamed as:
(a) Clearing
(b) Core Banking Solutions
(c) Real Time Gross Settlement
(d) National Electronic Fund Transfer
(e) All of the above
Q15. Escrow account is useful/helpful to-
(a) importers
(b) exporters
(c) people
(d) Assets
(e) None of the above
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