Bank of Baroda PO 2017 GD and Interview Experience 7

Jaadu says hello to all

Well this was my first interview and GD for a bank and I must say that it was a wonderful experience. so this is how it all started.
15th July; Baroda house; Lucknow; panel 1.
document verification was the easiest part of all.

GD topic-“Should nationalized banks have minimum balance requirements” as it was a topic that has been in news every now and then, all the candidates did well. 20 minutes were given and no conclusion time was allotted so it ended abruptly without a proper conclusion. all I said was about financial inclusion; farmers below BPL and customer base that will get divided if minimum balance will be made imperative in banks.
Now here started the toughest part. The PI.

A panel of 4 members. 2 males and 2 females.
I entered the room and was just about to get accustomed,

F1 asked “what are the documents to be submitted for KYC norms”
Me- ma’am pan card; aadhar card

F1-tell me more
Me-electricity bill for address

F1- tell more
Me-passport

F1-more
Me-ma’am driving license (I was like ab mt bolna ye dil mange “more” )

F1-something that everyone above 18 years has?
Me-ma’am voter id card(and I made her quiet this time)

F2-(senior most in the panel) tell me 3 political events of recent 6 months, national or international?
As I was not prepared for this, I started with the independence of Syria capital from ISIS.

F2-no tell me political events.
Me-recently G20 summit was held in Hamburg Germany.

F2-what were the issues discussed?
Me- trade, terrorism, climate, I also added India China border issue.

F2-what is G in G20?
Me – ma’am global 20. These are countries that share 90 percent of world’s economy.

F2- tell me the second one.
I fumbled a little.
F2-elections were held in one of the G20 countries that were widely followed.
Me-yes ma’am America’s presidential elections were held. Mr. Trump won the elections by a narrow margin and Mrs. Clinton was in the opposition. Also Mr. Mike Pence has been chosen as vice president.

F2-what was the slogan of Mr Trump campaign?
Me-it was something about American economy, then I quickly recollected and said it was “make America great again”. She smiled. (i was happy to see her smile)

F2-how will Trump’s policy affect Indian economy?
Me-told about its industry. The job loss because Mr trump trying to give jobs to Americans . Also told about TCS Cognizant Layoffs recently. And she smiled again.

F2-tell me 3rd event.
Me-can I tell the national elections? She said yes
Me-UP elections were held recently. Mr. Yogi Aditya Nath was chosen as cm from BJP.

F2-another important election is lined up..
Me-ma’am presidential elections

F2-who are the nominated candidates?
Me-for BJP Mr. Kovind and Congress Mrs. Meera Kumar

F2-who are nominated as Vice President Candidates?
Me-sorry ma’am, I don’t know. (End of elections questions finally. she seemed quite interested in the world and national politics.)

M1 (probably DGM) – Aap ne 12th 2009 me kiya hai..
I was about to interrupt him that no sir in 2011 but he straight away asked me the question “12th k subjects kya kya the”
Me-(thinking that I will say 2011 afterward) sir physics, chemistry, maths, english and biotechnology.

M1-5 the?
Me- yes sir.

M1-marksheet dekho (forwarded the mark sheet to me but gave class 10th mark sheet)
Me- sir ye class 10th ki hai marksheet.. (i was like maza pe zyada dhyan hai inka shayad; he was drinking maza simultaneously.)

M1-oh m sorry.
Then he gave me 12th mark sheet.
I missed environment education as a subject. I said sorry sir it’s been a long time.

F2 to M1-this subject has been added recently. ( I guess she was trying to defend me. May be, may be not.)
M1-you have done civil engineering toh batao agar Gomti se metro nikalni hogi kaise nikaloge?
Me-(as I was extremely good in civil with 10 backs altogether)-sir sabse pehle river ki depth naapenge us area me. fir soil analysis krenge ki soil structure ko hold kr payengi ya nai.. fir columns place krenge jispe girder rakhe jayenge aur metro uspe chalegi..
He was like LOL don’t try to mess with me. drank maza again.

M1-acha columns kaise bante hain.
Me after his previous expression-sorry sir I don’t know this.

M1-abhi metro ke case me koi accident ho gaya tha wo batao.
Me-Sir IT chaurahe k pas koi slab gir gayi thi toh ek scooty wale ki death ho gyi thi (was in news 2 days back).

M1-no it was not near IT. It was in Krishna Nagar.
Me – yes sir vahan bhi hua tha par wo 3 months pehle ka hai ye 2days back hua.

Meanwhile, M2 interferes and says “sir sahi kehra ladka maine newspaper me dekha tha.
M2-tell me what is NPA.
Me – full form and that these are sub standard asset that do not provide profitability to banks for 90 or more than 90 days.

M2-what are its categories?
Me- (ye batana chiye tha mujhe) sorry sir not able to recollect.

This was it. They said ok u can go now.
PS- no chocolates given.
And yes thanks BA team for your support. God bless u all.

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