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Ayushman Bharat Diwas 2023
Ayushman Bharat Diwas is observed annually on April 30th across India to commemorate the launch of Ayushman Bharat Yojana or Pradhan Mantri Jan Arogya Yojana (PMJAY) in 2018 by Prime Minister Narendra Modi. The day is significant in promoting and providing affordable medical facilities to the remote and underprivileged regions of the country. The scheme provides coverage of 5 lakh rupees per family per year with numerous benefits. Ayushman Bharat Diwas holds national importance as it marks the beginning of this revolutionary health care scheme. The article below has all the information on Ayushman Bharat Diwas.
Ayushman Bharat Diwas
The much-needed scheme to provide tertiary and secondary medical insurance to BPL families was launched on 30 April 2023. The landmark day is celebrated each year as the Ayushman Bharat Diwas. Since its inception scheme has set a target to provide health cover to 10.7 crore poor and vulnerable families. Here are all the information on Ayushman Bharat Yojana.
All About Ayushman Bharat Yojana
The Ayushman Bharat scheme is an ambitious healthcare initiative launched by the Government of India to provide universal health coverage to all Indian citizens. It was launched in 2018 and is also known as Pradhan Mantri Jan Arogya Yojana (PMJAY). The scheme has two main components – Health and Wellness Centres (HWCs) and PM-JAY. The HWCs aim to provide comprehensive primary healthcare services, including preventive and promotive services, while the PM-JAY provides secondary and tertiary care to eligible beneficiaries with an annual health insurance cover of up to Rs. 5 lakh per family. The scheme aims to provide financial protection to vulnerable households against catastrophic health expenditure, which is one of the leading causes of poverty in India. The Ayushman Bharat scheme is a game changer in the healthcare sector, as it is expected to significantly improve access to quality healthcare services and reduce the burden of out-of-pocket healthcare expenses for the poor and vulnerable sections of society.
Key Features Of Ayushman Bharat Yojana
- Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the world’s largest health insurance/ assurance scheme fully financed by any government.
- It provides a cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization for poor people of the nation.
- Over 10.74 crore poor and vulnerable entitled families are eligible for these benefits under this scheme.
- PM-JAY allows the cashless access to health care services for the beneficiary at the point of service, that is, the hospital or any healthcare Centre.
- PM-JAY aims to help mitigate catastrophic expenditure on medical treatment due to which nearly 6 crore Indians went into poverty each year.
- It covers up to 3 days of pre-hospitalization and 15 days post-hospitalization expenses such as diagnostics and medicines in the hospital in India.
- There is no as such restriction on the family size, age or gender.
- All pre-existing conditions are covered from day one and all the benefits are provided from the first day.
- Benefits of the scheme are applicable all over the nation and a beneficiary can visit any empanelled public or private hospital in India to avail cashless treatment.
- Services under this scheme include approximately 1,393 procedures covering all the costs related to treatment, including but not limited to drugs, supplies, diagnostic services, physician’s fees, room charges, surgeon charges, OT and ICU charges etc.
- Public hospitals are reimbursed for the healthcare services at par with the private hospitals to provide the treatment to the people.