Bank of Baroda PO 2017 GD and Interview Experience 4 |

My interview was held on 10/07/2017 at lucknow. very supportive panel and gd topic was “merger of banks”.during gd they gave us topic and 2 minutes time to think about the topic and the gd started.since the topic was very common everybody had very good points to speak.it all went well but since they didn’t rang the two minutes warning bell which is quite common in all the gd’s so that students can move forward to conclusion part,we as a team didn’t concluded the topic but then also it was quite good.also they made the batch of 9 students and made us to sit in a straight line instead of U shaped table so it felt quite difficult to look at the student who was sitting in the corner but since everyone was participating in the gd it all went well.

my suggestions-1-language in not a barrier but please do not speak in hinglish language.

2-if someone say “may i” during a gd,your reply must be “yes please”.do not ignore him or her.

3-do not interrupt anyone in the middle.just grasp the opportunity to when he is ending his line(like yes i am agree with you batch number 3 and in addition to that…)

INTERVIEW

I decided to give my PI in hindi.

TWO LADIES AND TWO GENTS.(1 psychologist,1 pure banker,1 experienced person and 1 had good technical knowledge)

L1(probably psychologist cum hrd personnal)-introduce yourseft

Ans-mera naam neeraj sharma hai.mai allahabad se hun.meri schooling bhi allahabad se hui hai and maine btech kiya hai mechanical engineering se.mere father railway me loco pilot hain and meri mom house wife hain.meri hobby hai TAI CHI and computer typing.

M1(experienced one)-aap ne kya kaha abhi TAI CHI!!!!! ye kya hai?

Ans-sir ye ek martial arts hai.

L1- accha neeraj sharma ye bataiye aap ne 2013 me btech kiya tha uske baad aapne kya kiya?

Ans-mera on campus placement hua ek private company me but mujhe martial arts me carrier banana tha, to maine or mere friend ne mil k 2 martial arts academy kholi ek rural area me and ek urban area me.rural area mai dekhta hun and urban area vo dekha hai.mai tai chi and wing chun sikhata hun or wo jkd sikhata hai.

L1-to phir aap bank me kyon aana chahte hain?

Ans-maam kyonki hum logon ki growth ruk gai hai.hum logon ka plan tha ki 3 saal me hum logon k paas kam se kam 4 academies ho jaayengi or 1 tai chi centre bade logon k liye jinko arthiritis ki ya joints ki problem rehti hai ,per hum logon ko koi invester nahi mil pa raha hai or isi liye hum dono ne decide kiya ki hume job karni chahiye taki hum investor ban jaayen or is social cause ko or badhawa mil sake.maam aap ek standing punching bag khareedne jaayengi to vo aap ko 35600 ka padega or bhi bohot saari cheeje hain jinke liye proper investment ki jarurat hai.ek baar hum agar ek proper job me aa gaye to khud ki madad,bank ki madad or centre ki madad kar paayege.

L1-to aap ne bank se loan kyo nahi liya?

Ans- maam maine try to nahi kiya per mujhe jahan tak pata hai bank is tarah k cases me loan dete nahin hain.

L1-accha aap ne suna hai ek scheme bhi hai jisme bank aaj kal madad kar rahe hain?

Ans-yes maam startups k case me agar aap koi business karna chaate hain or aapke paas innovative ideas hai to bank aapki madad karega.

M1-kya hai us scheme ka naam?

Ans-startup india

M1-beta vo standup india hai

Ans- oh sorry sir and thanks for correcting me.

L1-what is financial inclusion?

Ans-hamare desh me garibon or rural areas tak banking pahunch sake iske uddeshya se ye programme goi ki taraf se launch kiya gaya hai.suruvat lead bank scheme se hui thi,then no frills account,bsbda and latest hai pmjdy.

L2-what is artificial intelligence?

Ans-hum log fifth generation language use kar rahe hain.iska total purpose hai aise machine banana jo ki robot ki tarah kaam kar saken per dimag insan ka ho.japan k ek resturant me waiters ki jagah robot use kiye ja rahe hain jo ki kisi se baat nahi karenge na hi kahin idhar udhar ghhomenge.jis se time bacheaga or efficiency badegi.

L2 –beta iska matlab artificial intelligence advanced robotics jaisa hi hai?

Ans-yes maam

L2- accha aap ko to pata hi hoga robots ka banks me use hone lag gaya hai aap ko kya lagta hai aane vaale 50 saalon me to logon ki naukriyan jaayengi?

Ans-yes maam ye ho raha hai karnataka bank ki ek brach me unhone ise install bhi kar diya hai,aap saari inquiry usi se kar sakte hai vo aapki har madad karega.per maam chahe kuch bhi ho jaaye robots kabhi bhi insano ko puri tarah se replace nahi kar sakte kyonki agar koi customer gussa hai to robots use nahi mana sakte ye kaam sirf insaan hi kar sakta hai.

L2- accha chaliye ek kaam or bata dijiye jo insan kar sakta hai ker robots nahi?

Ans- maam hamare desh me garibi bohot jada hai to usnke liye pmjdy or bhi kai saari yojnaye sirf insaan hi bana sakta hai ,robot nahi.

M2- agar aapka transaction fail ho jaaye to aap kya karenge.banking ombudsman ka naam suna hai aapne?

Ans- sir agar mera transaction fail ho jaata hai to bank me complain karenge.agar 7 days k under koi response nahi mila to hum banking ombudsman k paas ja sakte hai jo ki uchit karyavahi karege.is samay total 22 banking ombudsman offices hain india me.2 abhi naye khule hain.

M2- bank warranty k bare me suna hai?or koi banking seva li hai aap ne?

Ans-sorry sir bank warranty k bare me to maine nahi suna hai per han maine internet banking facility li hai.

M1- aapne atm card nahi liya hai?

Ans- haan sir aap parabanking facility ki baat kar rahe hain haan maine atm card liya hai.

M2-bank warranty ek tarah ki credit facility hoti hai.

Ans-thank you sir.

M1- agar hum aapko west bengal me posting de denge to kaise kar paayenge aap apne centre ki madad.agar hum aap ko 36000 rs mahine me denge to kya aap apni puri salary centre ko de denge?kyonki aapne khudi kaha ki ek standing punching bag hi 36000 ka aata hai.

Ans- sir maine already dusre teachers appoint kar diye hain to mai ab apni job per puri lagan k saath kaam kar sakta hum.maine aapko ek punching bag ka sirf example diya,sir bohot saari cheezen hain jaiye ki head guard chest guard and puri kit.vo kam se kam 6000 ki aati hai.dheere dheere hi sahi per invest karenge to cheezen badlengi.sir ye ek social cause hai.hamari taraf crime rates kafi badhen hue hain.chote bacche jo 18 k bhi nahi hain vo chori chain snatching kar rahe hain.hum log ek centre per to paise charge karte hain per dusre centre pe jo pay kar sakta hai us se charge karte hain or jo nahi kar sakta us se charge nahi karte hain.sir unhi me se do bacche jo apni fees tak nahi pay kar sakte delhi me gold medal jita hai unhone or unka selection south korea k liye hua hai.

M1-beta aap ne graduation k baad kafi social work kiya?

Ans-sir paise bhi hain or ye to ek social cause hai isko to badhayenge hi.

He smiled and i smiled.

M1-ab aap ja sakte hai beta

Ans-thank you maam thank you sir

have a good day sir have a good day maam.

CONCLUSION- i am satisfied and geared up for sbi po interview.